Judge: Armen Tamzarian, Case: 18STCV00178, Date: 2024-09-10 Tentative Ruling

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Case Number: 18STCV00178    Hearing Date: September 10, 2024    Dept: 52

Defendant Zhan Liu’s Motion to Set Aside Judgment

Defendant Zhan Liu moves to vacate the default judgment against her based on extrinsic fraud.  “ ‘[E]ven where relief is no longer available under statutory provisions, a trial court generally retains the inherent power to vacate a default judgment or order on equitable grounds where a party establishes that the judgment or order ... resulted from extrinsic fraud or mistake.’ ”  (Pittman v. Beck Park Apartments Ltd. (2018) 20 Cal.App.5th 1009, 1025.)

Extrinsic Fraud

Defendant meets her burden of showing the default judgment against her resulted from extrinsic fraud by plaintiff Pacificorp Investments, Ltd.  “ ‘Extrinsic fraud occurs when a party is deprived of his opportunity to present his claim or defense to the court, where he was kept in ignorance or in some other manner fraudulently prevented from fully participating in the proceeding.’ ”  (Gibble v. Car-Lene Research, Inc. (1998) 67 Cal.App.4th 295, 315.)  Examples include “ ‘failure to give notice of the action to the other party.’ ”  (Ibid.)  “ ‘The essence of extrinsic fraud is one party’s preventing the other from having his day in court.’ ”  (Sporn v. Home Depot USA, Inc. (2005) 126 Cal.App.4th 1294, 1300.)

Defendant presents evidence that plaintiff knowingly served the summons and complaint in a way designed to deprive her of notice.  Plaintiff’s proof of service indicates substituted service on defendant on October 31, 2018, at 1661 Lombardy Road, Pasadena, CA 91106 via a 70 year old woman.  (F. Wong Decl., Ex. 1.) 

Defendant testifies, “I am married (in divorce proceedings) to Moses Wong, who owned Pacificorp Investments, Ltd.”  (Liu Decl., ¶ 2.)  “The corporate records from Hong Kong, reflect ownership by Wong Lung Wab in 2002.  Wong Lung Wab is my husband, Moses.”  (Id., ¶ 4.)  “Wong Hin Yee (The sister of Moses) is identified as the sole director and 50% shareholder in November, 2014 (a month after the purported loan [to defendant] was made).”  (Id., ¶ 5.)    

  Defendant testifies, “On September 10, 2018, I arrived in China to attend school.”  (Liu Decl., ¶ 10.)  She pursued a Ph.D. there.  (Id., ¶ 11.)  She presents documentary evidence supporting these assertions.  (Id., Exs. 9-10.)  Defendant further testifies, “I was never served with any lawsuit, and I did not know about it until after the judgment when Moses tried to take my property.  The only 70 year old woman at my property would have been my mother and she did not tell me anything about this.  Moses knew that I was in China and I would not receive notice of the lawsuit.”  (Id., ¶¶ 12-14.)

Defendant also presents the certified translation of a declaration by her mother, Yin Long Zhao.  Zhao testifies she lives “at [her] daughter’s home in Lombardy” (Zhao Decl., ¶ 1), referring to the property at 1661 Lombardy Road in Pasadena.  She testifies, “Due to my lack of English proficiency, my son-in-law, Moses Wong, instructed me to hand over all received mails directly to him.  If Moses is not in LA, his assistant, Victor Ringor, comes monthly to collect all the mails …  .  His assistant visits Lombardy every month to pick up the mail.”  (Ibid.) 

Regarding service of the summons and complaint in this action, Zhao testifies: “In 2018, I remember that a middle-aged man knocked on the door and delivered a document.  As usual, I handed it over to Moses’s secretary, Victor.  At that time, my daughter, Zhan Liu, was pursuing further studies in China and was not in the United States.  Since this was our standard procedure for handling mails and due to my inability to understand English, I did not mention this to my daughter because I was unaware that the received document was a legal notice concerning a lawsuit against her.  Hereby, I attest that I did not inform or hand over the lawsuit notice to my daughter, Zhan Liu.  Instead, I gave it to my son-in-law Moses’s secretary, Victor.”  (Zhao Decl., ¶¶ 2-3.) 

Defendant thus presents prima facie evidence that plaintiff, via its former principal or owner Moses Wong (brother of its current owner, Hin Yee Wong), knew defendant was in China when the summons was served.  Defendant’s testimony indicates Moses Wong knew that meant any papers delivered to 1661 Lombardy Road would be forwarded to him.  That constitutes extrinsic fraud by failing to give notice of the action to defendant and preventing her from having her day in court.

Plaintiff argues defendant has not shown she was “kept in ignorance by any acts of Plaintiff or Plaintiff’s agents.”  (Opp., p. 4.)  Plaintiff argues that defendant having her mail forwarded to her husband’s secretary only “ ‘establishes a lack of sufficient internal procedures to ensure that mail received at [defendant’s] offices is routed to the intended recipients.’ ”  (Kramer v. Traditional Escrow, Inc. (2020) 56 Cal.App.5th 13, 34, quoting Cruz v. Fagor America, Inc. (2007) 146 Cal.App.4th 488, 504 (Cruz).) 

Plaintiff’s reliance on Cruz is misplaced.  There, defendant Fagor America, Inc. was a corporation.  It relied on “extrinsic mistake” (Cruz, supra, 146 Cal.App.4th at pp. 502-503), not fraud.  The record showed an employee “authorized to accept mail on behalf of Fagor’s president at the time she signed the return receipt for the summons and complaint.”  (Id. at p. 502.)  The evidence thus showed the corporation had at least “constructive knowledge of the fact that the lawsuit had been filed.”  (Id. at p. 504.)  “In light of [that] evidence, Fagor was required to present evidence sufficient to establish that through some error not attributable to its own handling of the matter, Fagor did not receive actual notice of the lawsuit.  It did not do so.  [The corporation’s president] does not state in his declaration that he was unaware of the lawsuit or that he had no knowledge of the summons or complaint.  Instead, he simply states that he ‘never received’ the summons and complaint.”  (Ibid.)

Here, defendant presents evidence plaintiff, via Moses Wong, knew the manner of service used would result in the summons and complaint being forwarded to himself instead of defendant.  Unlike Fagor America, Inc., defendant expressly states she had no knowledge of the lawsuit at all: “I was never served with any lawsuit, and I did not know about it until after the judgment when Moses tried to take my property.”  (Liu Decl., ¶ 12.) 

Plaintiff presents no evidence rebutting defendant’s testimony about Moses Wong and the process he and defendant used, in which defendant’s mother gave the mail to plaintiff.  These circumstances do not show defendant simply failed to make sure her mail was properly routed.  It shows Moses Wong, acting on plaintiff’s behalf, intentionally took advantage of the mail receiving process he was personally involved in.  Plaintiff presents no evidence that, after Moses or his secretary received the summons and complaint from defendant’s mother, anyone tried to forward the papers to defendant.  

Additional Elements

Once the defendant shows the judgment resulted from extrinsic fraud, she must also “show three elements: (1) a meritorious defense; (2) a satisfactory excuse for not presenting a defense in the first place; and (3) diligence in seeking to set aside the default judgment once discovered.”  (Rodriguez v. Cho (2015) 236 Cal.App.4th 742, 750.)

(1) Meritorious Defense     

Defendant meets her burden of showing a meritorious defense.  The burden is low.  (Rappleyea v. Campbell (1994) 8 Cal.4th 975, 983 [“Ordinarily a verified answer to a complaint’s allegations suffices to show merit”].)  Plaintiff’s action alleges defendant defaulted on a $500,000 loan.  Defendant testifies, “Over the course of the marriage Moses [Wong] had me sign many documents without explaining what he was asking me to sign.”  (Liu Decl., ¶ 8.)  “I reviewed the purported loan that is attached to the Complaint.  I never received the money from the alleged loan and never even knew there was a loan, because there was not.  This was a fraudulent invention by my then-husband.”  (Id., ¶ 9.)

Plaintiff submits evidence showing it transferred $500,000 to an account in defendant’s name.  (H. Y. Wong Decl., ¶ 5, Ex. B.)  Defendant, however, presents evidence that the bank statements showing Liu received a $500,000 transfer are consistent with her story: that plaintiff or Moses Wong orchestrated the loan in defendant’s name for his own purposes.  Defendant testifies, “In 2014, Moses asked me to sign a paper because it would make it easier for him to transfer money from his Hong Kong company and to avoid taxes.  I was unaware that what I signed was a promissory note.”  (Liu Reply Decl., ¶ 2.) 

Defendant further testifies, “The EastWest Bank statement provided by Plaintiff in opposition to the Motion reflects three $10 entries that I recognize as Moses’s handwriting.  I have never seen these statements and I did not control this account.  At no point did I have any access to make deposits or withdraw money from this account.”  (Id., ¶ 5.)  She also testifies, “I never borrowed money from Hin Yee Wong.    Everything she did was in accordance with Moses Wong’s instructions as part of her secretarial duties.   The last time we communicated was over a decade ago (in 2011, when we first applied for divorce).”  (Id., ¶ 8.)

Defendant also argues it is not plausible the purported $500,000 loan was legitimate because it would have been financially unsound for plaintiff.  Defendant testifies, “I am a housewife with no income, and all my financial support comes from Moses, Hin Yee Wong's brother.”  (Liu Reply Decl., ¶ 7.)

Defendant is not required to fully prove her defense on the merits now.  This is not a motion for summary judgment.  The court cannot and need not decide, based on these papers, which party will prevail in this action.  On this element, defendant makes an adequate showing for relief from default.  “[T]he law favors disposing of cases on their merits.”  (Rappleyea v. Campbell, supra, 8 Cal.4th at p. 980.)    

(2) Satisfactory Excuse

            Defendant shows a satisfactory excuse for not defending the lawsuit.  As discussed above, she presents evidence she only learned about the lawsuit a few months ago.  (Liu Decl., ¶ 12.)  Plaintiff argues defendant periodically returned to the United States from China over the past several years  That may be so, but it does not mean she received notice of the action.

(3) Diligence

            Defendant shows reasonable diligence in seeking to set aside the judgment since she discovered it.  Liu testifies, “I did not know about [the lawsuit] until after the judgment when Moses tried to take my property.”  (Liu Decl., ¶ 12.)  A writ of execution was issued on April 9, 2024.  Defendant served and filed this motion on August 13.  She moved to set aside the judgment within a reasonable amount of time.

Prejudice

            Plaintiff argues setting aside the default judgment would prejudice it.  Plaintiff only argues it incurred costs and fees in the action.  If plaintiff prevails on the merits, plaintiff may be able to recover those costs and fees.  And, though the judgment was entered five years ago, the delay is not likely to prevent plaintiff from presenting evidence on the merits.  Plaintiff does not argue any evidence has been lost or any witnesses’ memories have faded.  The case is about a default on a loan.  Much of the evidence will be documentary.  Plaintiff already has at least some of defendant’s bank statements from 2014.  (H.Y. Wong Decl., Ex. B.)  Moreover, the promissory note matured on June 30, 2015.  (Comp., Ex. A, ¶ 1.b.)  Plaintiff filed this action on October 10, 2018, over three years later.  Plaintiff gives no reason why further delay would cause any prejudice.  The potential prejudice to defendant far outweighs any prejudice to plaintiff.

Disposition 

Defendant Zhan Liu’s motion to set aside judgment is granted.  The court hereby vacates the default and default judgment entered against defendant Zhan Liu.  Defendant shall file her proposed answer (attached as Exhibit 13 to the motion) forthwith.