Judge: Armen Tamzarian, Case: 22STCV00417, Date: 2023-02-15 Tentative Ruling

Please notify Department 52 via email at smcdept52@lacourt.org and indicate that the parties are submitting on the tentative ruling. Please provide the attorney's name and represented party. Please notify the opposing side via email if submitting on the Court's tentative ruling.




Case Number: 22STCV00417    Hearing Date: February 15, 2023    Dept: 52

Tentative Ruling:   

Plaintiff Bank of the West’s Motion for Summary Judgment or, in the Alternative, Summary Adjudication

Plaintiff Bank of the West moves for summary judgment of its complaint against defendants D&C Global, Inc. (D&C), Cajun Buggies, LLC (Cajun), and Xunhao Wang aka Denny Wang.  Plaintiff moves for summary adjudication of its first, second, third, seventh, eighth, and 12th causes of action.  Plaintiff states it “will agree to dismiss the remaining causes of action in the Complaint as a condition to the entry of summary judgment.”  (Motion, p. 3.)

A plaintiff moving for summary judgment must prove each element of each cause of action; once the plaintiff does so, the burden shifts to the defendant to show a triable issue of at least one material fact.  (Aguilar v. Atlantic Richfield Co. (2001) 25 Cal.4th 826, 849.)  The opposing defendants “shall set forth the specific facts showing that a triable issue of material fact exists as to the cause of action or a defense thereto.”  (CCP § 437c(p)(1).)

            Plaintiff’s first 11 causes of action seek to collect debts.  The first cause of action alleges defendant D&C breached an agreement to repay a $300,000 commercial loan.  The second cause of action alleges D&C and Wang breached a commercial card agreement.  The third cause of action alleges Wang personally guaranteed both debts.  The seventh cause of action alleges defendant Cajun breached a separate agreement to repay a $300,000 commercial loan.  The eighth alleges Wang personally guaranteed that loan.  The fourth through sixth and ninth through 11th causes of action allege common counts for the same debts alleged in the other causes of action.  (See McBride v. Boughton (2004) 123 Cal.App.4th 379, 394 [rather than “a specific cause of action,” a common count “is a simplified form of pleading normally used to aver the existence of various forms of monetary indebtedness”].) 

Plaintiff’s 12th cause of action seeks claim and delivery of collateral under security agreements with D&C and Cajun.  The 13th through 15th causes of action are alternative legal theories to acquire the same collateral as the 12th cause of action.

1st, 2nd, 3rd, 7th, and 8th Causes of Action: Breaches of Contract    

The undisputed facts establish plaintiff is entitled to summary adjudication of the first, second, third, seventh, and eighth causes of action.  These causes of action allege defendants breached: promissory notes to D&C and Cajun, the commercial card agreement with D&C, and Wang’s personal guaranties.  Breach of contract requires: (1) a contract; (2) plaintiff’s performance or excuse for nonperformance; (3) defendant’s breach; and (4) resulting damages.  (Richman v. Hartley (2014) 224 Cal.App.4th 1182, 1186.) 

First, plaintiff presents undisputed evidence that the parties entered each contract.  Both entities executed the promissory notes, business loan agreements, and security agreements.  (UMF Nos. 1-8 [D&C], 60-67 [Cajun].)  D&C executed the commercial card agreement.  (UMF Nos. 32-35.)  Wang signed personal guaranties for each debt.  (UMF Nos. 35, 47, 49, 51 [D&C], 90, 93 [Cajun].)

Second, plaintiff presents undisputed evidence that it performed its obligations under each contract.  It provided the credit required under each agreement.  (UMF Nos. 10-11 [D&C loan], 37-39 [D&C card], 69-70 [Cajun loan].) 

Third, plaintiff presents undisputed evidence that defendants breached each contract.  Defendants defaulted on each by failing to repay their debts.  (UMF Nos. 20, 23 [D&C loan], 40-41 [D&C card], 78, 81 [Cajun loan].)

Fourth, plaintiff presents undisputed evidence of the resulting damages.  Plaintiff’s evidence establishes the amount of the balance on each debt and the accrued interest.  (UMF Nos. 21, 24, 26, 53-55 [D&C loan], 37, 42, 56 [D&C card], 79, 82, 96 [Cajun loan].)

Defendants did not oppose this motion.  All facts are undisputed.

12th Cause of Action: Claim and Delivery

The undisputed facts establish plaintiff is entitled to summary adjudication of the 12th cause of action.  Claim and delivery is a provisional remedy for “a cause of action for recovery of specific personal property.”  (Eleanor Licensing LLC v. Classic Recreations LLC (2018) 21 Cal.App.5th 599, 612.)  “ ‘California courts borrowed the statutory title of the provisional remedy of “claim and delivery,” which gives immediate possession pending trial, and the action is often called a “claim and delivery action.” ’ ”  (Ibid.)  “ ‘[T]o sustain an action for the recovery of specific personal property the plaintiff must have the right to immediate and exclusive possession’ ” of the property, and the defendants must possess it “ ‘at the time of the commencement of the action.’ ”  (Law v. Heiniger (1955) 132 Cal.App.2d Supp. 898, 899.)

The undisputed facts establish defendants possessed the personal property at the time plaintiff brought this action.  Plaintiff seeks to recover the personal property specified as collateral in the security agreements with D&C and Cajun.  The collateral consists of the business assets of each entity.  (UMF Nos. 7, 9, 29 [D&C], 66, 68, 87 [Cajun].)  Both security agreements provide lengthy descriptions of the collateral, which amount to all personal property the entities own.  (Collier Decl., Ex. 3, p. 1 [D&C], Ex. 12, p. 1 [Cajun].)  Entities necessarily possess their own property. 

The undisputed facts also establish plaintiff is entitled to immediate and exclusive possession of the collateral.  The security agreements provide that, upon default, “Lender may require [defendants] to deliver to Lender all or any portion of the Collateral.”  (Collier Decl., Ex. 3, p. 3, Ex. 12, p. 3.)  They further provide that, “Lender shall have full power to sell, lease, transfer, or otherwise deal with the Collateral or proceeds thereof in Lender’s own name or that of [defendants].”  (Ibid.) 

As discussed above, plaintiff presents undisputed evidence that defendants D&C Global, Inc. and Cajun Buggies, LLC defaulted on their business loan agreements and commercial security agreements.  Plaintiff is therefore entitled to immediate and exclusive possession of the collateral specified in the security agreements.        

Disposition

            The court hereby grants summary adjudication for plaintiff Bank of the West on its first, second, third, seventh, eighth, and 12th causes of action against defendants D&C Global, Inc., Cajun Buggies, LLC, and Xunhao Wang aka Denny Wang. 

            On the first cause of action, plaintiff is entitled to $329,308.72 in damages plus $75.00 interest per day from November 2, 2022, against defendant D&C Global, Inc.  On the second cause of action, plaintiff is entitled to $19,916.17 in damages against D&C Global, Inc.  On the third cause of action, plaintiff is entitled to $349,224.89 in damages, plus $75.00 daily interest from November 2, 2022, against defendant Xunhao Wang aka Denny Wang.  Defendants D&C Global, Inc. and Wang are jointly and severally liable for these damages.

            On the seventh and eighth causes of action, plaintiff is entitled to $331,634.25 in damages plus $96.67 daily interest from November 2, 2022, against defendants Cajun Buggies, LLC and Xunhao Wang aka Denny Wang.  Defendants Cajun Buggies, LLC and Wang are jointly and severally liable for these damages.

            Finally, on the 12th cause of action, plaintiff is entitled to possession of the collateral specified in the security agreements with D&C Global, Inc. and Cajun Buggies, LLC.  As a secured creditor, plaintiff must use the collateral to satisfy D&C’s and Cajun’s obligations under their respective business loan agreements and promissory notes.   If the proceeds of the sale of the collateral exceed the amount necessary to satisfy plaintiff’s monetary judgment, plaintiff shall return the excess funds to the defendant(s) who provided the collateral.

Upon dismissal of the remaining causes of action, plaintiff will be entitled to summary judgment. 

The court hereby sets an Order to Show Cause Re: Dismissal of Remaining Causes of Action and Entry of Judgment for March 6, 2023, at 8:30 a.m.  In accordance with this order, plaintiff shall file any request for dismissal and a proposed judgment for the court’s signature no later than February 27, 2023. 

To recover costs and attorney fees, plaintiff may file a memorandum of costs and a noticed motion for attorney fees.