Judge: Christopher K. Lui, Case: 19STCV09548, Date: 2022-10-19 Tentative Ruling



Case Number: 19STCV09548    Hearing Date: October 19, 2022    Dept: 76

Pursuant to California Rule of Court 3.1308(a)(1), the Court does not desire oral argument on the motion addressed herein.  As required by Rule 3.1308(a)(2), any party seeking oral argument must notify ALL OTHER PARTIES and the staff of Department 76 of their intent to appear and argue.  Notice to Department 76 may be sent by email to smcdept76@lacourt.org or telephonically at 213-830-0776.  If notice of intention to appear is not given and the parties do not appear, the Court will adopt the tentative ruling as the final ruling. 

Plaintiff alleges that Defendants advised Plaintiff and her mother to represent that the underlying loan was a commercial mortgage, even though it was a consumer credit transaction, which rendered the Truth in Lending Act inapplicable to the loan. Defendants allegedly knew Plaintiff did not qualify and could not afford the loan, which was for 11 months of interest only payments with a final balloon payment of $705,250. 

Defendant UMRO Realty Corp., dba The Agency moves to enforce the settlement agreement between Plaintiff Robyn Pearlman and the Settling Defendants Alex Nelson and 1st Point Lending.

TENTATIVE RULING

Defendant UMRO Realty Corp., dba The Agency’s motion to enforce the settlement agreement is DENIED.

ANALYSIS

Motion To Enforce Settlement

Defendant UMRO Realty Corp., dba The Agency moves pursuant to CCP § 664.6 to enforce the settlement agreement between Plaintiff Robyn Pearlman and the Settling Defendants Alex Nelson and 1st Point Lending to extend to non-signatories to the settlement agreement, Defendant April Lopez and UMRO Realty, Inc. 

Defendant argues that the settlement agreement contained a release of 1st Point Lending and its representatives and agents, and since Plaintiff has alleged that Lopez and UMRO are agents of 1st Point Lending, Plaintiff has released Lopez and UMRO from this action. Defendant requests that the Court enforce the settlement agreement and dismiss Lopez and UMRO from this action, who are the only parties remaining in this action.

Defendant points to allegations in the 4AC which allege that Lopez was acting as agent and on behalf of Nelson and 1st Point Lending. (4AC, ¶¶ 31 – 33, 36, 109, 112, 119.) Defendant also points to Plaintiff’s discovery responses that Lopez worked in conjunction with Nelson and 1st point to present the loan closing documents to Plaintiff at the loan closing. (Exh. C to Hawatmeh Decl., Response to SROG, Set One, Nos. 4 and 5.)

Defendant argues that, because Plaintiff has asserted in her pleadings and under oath in discovery responses that Lopez and UMRO are agents of the 1st Point Defendants, the Settlement Agreement released Lopez and UMRO as such agents. Defendant argues that Plaintiff is bound by the admissions in the 4AC.Defendant points to the language in the Settlement Agreement whereby Plaintiff agreed to:

“forever release, discharge and acquit 1ST POINT LENDING… and its respective successors, assigns, heirs, executors, representatives, … employees, agents, … of and from, any and all claims, suits, actions, causes of action, judgments, demands, liabilities, obligations, rights, damages, costs, attorney’s fees, loss of service, loss of use, loss of profits, expenses and compensation whatsoever …” (emphasis added.)

 

(Declaration of Alex Nelson, Exh. A, ¶ 1, Page 2.)

 

However, an allegation of agency has been held to be a conclusion of law:

 

"In the case at bench we are dealing with an allegation of agency which amounts to a conclusion of law and is not only subject to differing constructions but it is one which in the original pleadings was coupled with an allegation that the party or parties in question were retailers and other facts indicating that Nonkeloid, the original source, sold its products only through certain outlets." ( Id. at p. 184.)

 

(Berman v. Bromberg (1997) 56 Cal.App.4th 936, 949.)

            Where there is a conclusion of law or mixed factual-legal conclusion in a complaint, it is not a binding judicial admission:

On the other hand, a mere conclusion, or a “mixed factual-legal conclusion” in a complaint, is not considered a binding judicial admission. (Bahan, supra, 98 Cal. App. 3d at p. 812.) A mixed factual-legal conclusion may be contradicted by a declaration or other evidence in order to overcome a motion for summary judgment. (Ibid.)

(Castillo v. Barrera (2007) 146 Cal.App.4th 1317, 1324.)

            As such, Plaintiff’s allegations regarding Lopez and UMRO being agents of the 1st Point Defendants are not binding upon Plaintiff. Thus, the question becomes whether the settling parties, Plaintiff Robyn Pearlman and Defendants Alex Nelson and 1st Point Lending, intended to release non-signatories Lopez and UMRO as part of the Settlement Agreement.

As discussed above, a settlement agreement may be enforced under section 664.6 by the parties who signed it. But the statute does not require that the agreement be executed by every party to the action who benefits from it, even if indirectly, such as a third party beneficiary.

“‘The test for determining whether a contract was made for the benefit of a third person is whether an intent to benefit a third person appears from the terms of the contract. [Citation.] If the terms of the contract necessarily require the promisor to confer a benefit on a third person, then the contract, and hence the parties thereto, contemplate a benefit to the third person. The parties are presumed to intend the consequences of a performance of the contract.’ [Citations.] In other words, ‘the doctrine presupposes that the defendant made a promise which, if performed, would have benefited the third party.’ [Citation.]” (Spinks v. Equity Residential Briarwood Apartments (2009) 171 Cal.App.4th 1004, 1022 [90 Cal. Rptr. 3d 453].) “It is not necessary that the contract identify the third party by name as long as such third party can show that it is one of a class of persons for whose benefit it was made. [Citation.]” (General Motors Corp. v. Superior Court (1993) 12 Cal.App.4th 435, 444 [15 Cal. Rptr. 2d 622] [agreement that clearly released every party from liability arising out of automobile accident  applied even to parties not named in document].) These rules apply to settlement agreements. (Weddington Productions, Inc. v. Flick (1998) 60 Cal.App.4th 793, 810–811 [71 Cal. Rptr. 2d 265] [“legal principles which apply to contracts generally apply to settlement contracts”].)

In this case the language of the stipulated settlement demonstrates it was made for the benefit of the individual defendants. , “[t]he case is settled as to all claims …” and the “entire action [is] dismissed [with] prejudice.” (Italics added.) Performance of those acts disposes of the case against all parties, even without the signatures of the individual defendants on the stipulated settlement.


(Provost v. Regents of University of California (2011) 201 Cal.App.4th 1289, 1299 [bold emphasis and underlining added].) 

            Here, the language of the Settlement Agreement does not clearly intend to benefit a class of persons to which Defendants Lopez and UMRO belong. The Settlement Agreement identifies the parties thereto as 1st Point Lending, Inc. and Alex Nelson, on the one hand, and Robyn Pearlman on the other hand. Defendants Lopez and UMRO are not mentioned as parties to the agreement, nor are they express third party beneficiaries. Nowhere do the settling parties identify Lopez and UMRO as “agents” for purpose of the release.

            Further, to the extent that it is ambiguous whether Lopez and UMRO were also released, ¶ 11 of the Settlement Agreement indicate that Nelson as an individual and on behalf of 1st Point Lending, Inc. agree to have accepted service of the trial subpoena and these FPL Defendants agree to appear at trial. As Plaintiff points out, this contemplates a trial against remaining Defendants Lopez and UMRO, not an intent to release them as well, which would obviate the need for trial.

            Further, ¶ 12 of the Settlement Agreement only requires that, upon clearance of the payment by 1st Point, Plaintiff file a dismissal with prejudice as it pertains to 1st Point. There is no agreement to dismiss Defendants Lopez and UMRO.

            As such, the Court finds that the language of the Settlement Agreement does not evidence the parties’ intent to release Defendants Lopez and UMRO upon payment of the settlement amount.

            The motion to enforce the settlement agreement is DENIED.