Judge: Curtis A. Kin, Case: 24STCV06180, Date: 2024-05-07 Tentative Ruling

Case Number: 24STCV06180    Hearing Date: May 7, 2024    Dept: 86

MOTION FOR APPOINTMENT OF RECEIVER AND FOR PRELIMINARY INJUNCTION

 

Date:               5/7/24 (1:30 PM)

Case:                           East West Bank v. PW Canre Holdings, LLC et al. (24STCV06180)

  

TENTATIVE RULING:

 

Plaintiff East West Bank’s Motion for Appointment of Receiver and for Preliminary Injunction is DENIED.

 

I.                   FACTUAL BACKGROUND

 

On December 21, 2021, defendant PW Canre Holdings, LLC (“Borrower”) entered into a loan transaction (“Loan”) with plaintiff East West Bank (“Lender”), whereby Borrower borrowed $20,000,000 from Lender. (Sui Decl. ¶ 3.) The Loan is evidenced by a written Loan Agreement and a Promissory Note (“Note”), both dated December 21, 2021. (Sui Decl. ¶¶ 3, 4 & Exs. A, B.) The other named defendants (collectively, “Guarantors”) guaranteed Borrower’s performance under the Loan. (Sui Decl. ¶¶ 6-9 & Exs. D-G.) 

 

Guarantors entered into 17 deeds of trust to secure repayment of the indebtedness evidenced by the Note. (Sui Decl. ¶ 12 & Exs. J-Z.) The deeds of trust granted security interests in 17 real properties. (Sui Decl. ¶ 12 & Exs. J-Z.) The deeds of trust provide for Lender to apply to the immediate appointment of a receiver for all or any party of the real property and the rents. (Sui Decl. ¶ 12 & Exs. J [§ 7.4], K, Z [§ 6.3(b), (c)], M-Y [§7.5].)

 

On March 13, 2023, Lender, Borrower, and Guarantors entered into a Forbearance Agreement, wherein Borrower and Guarantors agreed that Borrower defaulted under the Loan Agreement by failing to pay an overadvance in the amount of $13,366,597 and failing to maintain the loan balance. (Siu Decl. ¶ 11 & Ex. I at ¶ C.)

 

After execution of the Forbearance Agreement, Borrower defaulted under the Loan Agreement by: (1) failing to pay an overadvance in violation of Sections 8.1(a), (j), and (k); (2) failing to pay interest in violation of Section 8.1(b); (3) failing to maintain the loan in balance in violation of Sections 4.8 and 8.1(k); and (4) failing to pay property taxes on several of the parcels of real property constituting collateral in violation of Sections 5.8 and 6.17. (Siu Decl. ¶ 14.) Plaintiff sent Notice of Default and Acceleration to Borrower and Guarantors. (Siu Decl. ¶ 31 & Ex. PP.) Borrower has refused to pay the amounts due under the Loan. (Siu Decl. ¶ 30.)

 

II.                REQUEST TO APPOINT A RECEIVER

 

Pursuant to CCP § 564(b)(2), (b)(6), (b)(9), and (b)(11), plaintiff seeks the appointment of a receiver with respect to various real properties. The receiver would operate the properties and collect rents.

 

A receiver may be appointed in an action by a secured lender for the foreclosure of a deed of trust and sale of the property where it appears that the property is in danger of being lost, removed, or materially injured. (CCP § 564(b)(2).) A receiver may also be appointed where “a corporation is insolvent, or in imminent danger of insolvency, or has forfeited its corporate rights.” (CCP § 564(b)(6).) A court may also appoint a receiver “where necessary to preserve the property or rights of any party.” (CCP § 564(b)(9).) Additionally, a court may appoint a receiver “[i]n an action by a secured lender for specific performance of an assignment of rents provision in a deed of trust, mortgage, or separate assignment document.” (CCP § 564(b)(11).)

 

A receiver should not be appointed unless absolutely essential, because no other remedy will suffice. (City & County of San Francisco v. Daley (1993) 16 Cal.App.4th 734, 745.) This is so because the appointment of a receiver is recognized as a drastic, time consuming, expensive, and potentially unjust remedy to be used as a final resort. (See Weil & Brown, Civ. Proc. Before Trial § 9:743 et seq.; see also Alhambra-Shumway Mines v. Alhambra Gold Mine Corp. (1953) 116 Cal.App.2d 869, 873.) “The appointment of a receiver is a drastic remedy and is one which should not be invoked unless there is an actual or threatened cessation or diminution of the business.” (In re Jamison Steel Corp. (1958) 158 Cal.App.2d 27, 35.)

 

Lender contends that Guarantors are failing to pay property taxes on the real properties serving as collateral. (Siu Decl. ¶¶ 15-29, 32 & Exs. AA-MM.) One of the real properties serving as collateral has been the subject of a tax lien sale, which will purportedly result in a foreclosure sale if not satisfied. (Siu Decl. ¶ 32 & Ex. QQ.) Lender also argues that Borrower has requested funding for tenant expenses, employee expenses, utility expenses, insurance costs, and other carry costs for the collateral real properties. (Siu Decl. ¶ 32.) Lender seeks to have a receiver appointed to prevent Guarantors from losing ownership of the properties. (Siu Decl. ¶ 32.)

 

While the deeds of trust allow for appointment of a receiver, the Court finds that Lender is not entitled to appointment of a receiver for several reasons. First, 16 of the 17 real properties which serve as collateral under the deeds of trust are located outside of California. (Siu Decl. ¶ 12.) The Court does not have jurisdiction over property outside the state’s orders, and, since the 1800s, it has been established that a receiver appointed by the court of one state has no rights over property found in another state.  (Booth v. Clark (1854) 17 How. 322, 328-329; see also Taylor v. Taylor (1923) 192 Cal. 71, 76 [“That the courts of one state cannot make a decree which will operate to change or directly affect the title to real property beyond the territorial limits of its jurisdiction must be conceded. The doctrine that a court, not having jurisdiction of the res, cannot affect it by its decree is firmly established”]; Melvin v Carl (1931) 118 Cal.App.249, 251 [“[A] receiver appointed by a court of a sister state has no authority over property in California”].)

 

As for the one property located in the State of California (13310 Little Morongo Road, Desert Hot Springs, California 92240), Lender fails to show a receiver is absolutely essential or that the property is in danger of dissipation. Even if Guarantors are not paying property taxes and are requesting funding to cover various expenses, Lender fails to show any immediate danger of foreclosure or deterioration. Lender asserts that it requires a receiver to determine the appropriate carry costs, as Lender lacks the requisite expertise. (Siu Decl. ¶ 32.) However, the appointment of a receiver is reserved as a final resort; the cost of a receiver outweighs any benefit that might be obtained from having a receiver to determine appropriate costs of operation.

 

For the foregoing reasons, the request for appointment of a receiver is DENIED.

 

III.             REQUEST FOR PRELIMINARY INJUNCTION

 

Lender also requests a preliminary injunction preventing Borrower, Guarantors, and their agents from the following:

 

1.                  Commit or permit any waste of the Receivership Property, or any part thereof, or suffer, commit or permit any act on the Receivership Property, or any part thereof, in violation of law, or remove, transfer, encumber or otherwise dispose of any of the Receivership Property or any part thereof;

 

2.                  Directly or indirectly interfere in any manner with the discharge of the Receiver’s duties or the Receiver’s possession of and operation or management of the Receivership Property;

 

3.                  Expend, disburse, transfer, assign, sell, convey, devise, pledge, mortgage, create a security interest in, encumber, conceal, or in any manner whatsoever deal in or dispose of the whole or any part of the Receivership Property;

 

4.                  Withhold any Receivership Property, including any assets, books, records, or funds from the Receiver pertaining to the Receivership Property; and

 

5.                  Do any act which will, or which will tend to, impair, defeat, divert, prevent, or prejudice the preservation of the Receivership Property.

 

(Notice of Motion at 3:25-4:16.)

 

“[T]he question whether a preliminary injunction should be granted involves two interrelated factors: (1) the likelihood that the plaintiff will prevail on the merits, and (2) the relative balance of harms that is likely to result from the granting or denial of interim injunctive relief.”  (White v. Davis (2003) 30 Cal.4th 528, 554.) 

 

To the extent that Lender is seeking a preliminary injunction to aid a receiver (Mtn. at 22:13-14), Lender is not entitled to a preliminary injunction for the reasons stated above with respect to the request for appointment of a receiver. However, items 1, 3, and 5 listed above are independent of any appointment of a receiver.

 

Because Guarantors guaranteed Borrower’s performance under the Loan and have not paid the sums due under the Loan Agreement and Note, Lender demonstrates that it is likely to prevail on its claims of breach of guaranty. (Siu Decl. ¶¶ 30, 31; Compl. ¶¶ 90-95.) However, with respect to the relative balance of harms, Lender’s interest is already protected by the recording of deeds of trust against the real properties at issue in the instant motion. (Siu Decl. ¶ 12 & Exs. J-Z.) Should the properties be foreclosed upon, Lender would receive the proceeds in accordance with the priority of its liens. On the other hand, should Borrower and Guarantors have a defense against Lender’s assertions of default, a preliminary injunction would be unduly restrictive of their rights to alienation of their land. Because a preliminary injunction is unnecessary to protect Lender’s interests, the request for preliminary injunction is DENIED.