Judge: David A. Rosen, Case: 22GDCV00586, Date: 2023-02-24 Tentative Ruling

Case Number: 22GDCV00586    Hearing Date: February 24, 2023    Dept: E

Case No: 22GDCV00586
Hearing Date:  2/24/2023 – 10:00am  

Trial Date: Unset

Case Name: CJ PRIME INVESTMENT, LLC., a Limited Liability Company; MARVIN C. HUR, an indiv; CONNIE KIM HUR, an indiv; JONATHAN HUR, an indiv; JENNIFER HUR, an indiv; v. LOMA VISTA INVESTMENT, LLC., a Limited Liability Company; ALBERT AHDOOT, indiv; SPECIAL DEFAULT SERVICES, INC., a California Corporation; and DOES 2-100

TENTATIVE RULING ON DEMURRER AND MOTION TO STRIKE

Moving Party: Defendants, Loma Vista Investment LLC, a Limited Liability Company, and Albert Ahdoot, an indiv.

Responding Party: Plaintiff, CJ Prime Investment, LLC

(Oppo and Reply Submitted)

Moving Papers: Notice of demurrer/memo; Request for Judicial Notice

Opposing Papers: Opposition

Reply Papers: Reply

Proof of Service Timely Filed (CRC Rule 3.1300): Ok
16/21 Court Days Lapsed (CCP 1005(b)): Ok
Proper Address: Ok

RELIEF REQUESTED
Defendants Loma Vista Investment LLC and Albert Ahdoot demur as follows:

1.      The Amended Complaint fails to allege facts sufficient to state a cause of action. (Cal. Civ. Proc. Code § 430.10(e))

2.      The Amended Complaint is uncertain, ambiguous, and unintelligible. (Cal. Civ. Proc. Code § 430.10(f))

3.      The First alleged Cause of Action for Negligent Misrepresentation is uncertain, and fails to allege facts sufficient to state a cause of action against these demurring Defendants (Cal. Code Civ. Proc. § 430.10(e))

4.      The Second alleged Cause of Action for Fraudulent Concealment is uncertain, and fails to allege facts sufficient to state a cause of action against these demurring Defendants (Cal. Code Civ. Proc. § 430.10(e))

5.      The Third alleged Cause of Action for Unfair Business Practices is uncertain, and fails to allege facts sufficient to state a cause of action against this demurring Defendant (Cal. Code Civ. Proc. § 430.10(e))

6.      The Fourth alleged Cause of Action for Cancellation of Written Instruments is uncertain, and fails to allege facts sufficient to state a cause of action against these demurring Defendants (Cal. Code Civ. Proc. § 430.10(e))

7.      The Fifth alleged Cause of Action for Breach of Implied Covenant is uncertain, fails to allege facts sufficient to state a cause of action against these demurring Defendants (Cal. Code Civ. Proc. § 430.10(e))

8.      The Sixth alleged Cause of Action for Wrongful Foreclosure is uncertain, fails to allege facts sufficient to state a cause of action against these demurring Defendants (Cal. Code Civ. Proc. § 430.10(e))

BACKGROUND
Plaintiffs in this action are CJ Prime Investment LLC (CJ Prime), Marvin Hur, Connie Hur, Jonathan Hur, and Jennifer Hur.

A complaint was filed on 09/07/2022. The operative Amended Complaint (AC) was filed on 11/29/2022.

The Amended Complaint alleges six causes of action against Defendants Loma Vista Investment, LLC (Loma Vista), Albert Ahdoot (Ahdoot), and Special Default Services.

In summary, the Amended Complaint alleges as follows:

Plaintiff Connie is the president of the corporation and also wife of Plaintiff Marvin and mother of Plaintiffs Jonathan and Jennifer. (AC ¶3.) Defendant Albert Ahdoot is agent for service of process for Plaintiff Loma Vista Investment, LLC. (AC ¶8.) [The Court notes that Plaintiff likely meant to state that Ahdoot was agent for service of process for Defendant, Loma Vista, because Loma Vista is not a plaintiff, and in Paragraph 7 of the AC, Loma Vista is referred to as a Defendant, and Paragraph 7 also states that Ahdoot is agent for service of process.] Plaintiff CJ Prime is the owner or has owned the real property commonly known as 2650 Foothill Boulevard, La Crescenta, CA 91214-3510 (Subject Property) since October 28, 2008. (AC ¶10.)

 

Defendants failed to serve Plaintiff with a Notice of Default, therefore, making this Notice of Trustee sale invalid. (AC ¶11.)

 

On or around October 28, 2008, CJ Prime Investment, LLC. took ownership of the subject premises though a loan through Pacific State Bank and through a Deed of Trust (hereinafter “DOD”). Attached as Exhibit A. (AC ¶17.) On or around October 28, 2008, Plaintiffs obtained a commercial loan from Pacific City Bank, a California banking corporation in the sum of $1,414,000.00. The Loan was secured by the borrower CJ Prime Investment, LLC., leading to possession of the subject property. (AC ¶18.) .The Loan was evidenced by a U.S. Small Business Administration Note, dated October 28, 2008 and Pacific City Bank was the initial loan holder, see-attached Note as Exhibit “B.” (AC ¶19.) On or around January 29, 2018, there was a transfer of the lender’s note, DOD, and all loan documents by Pacific City Bank. (AC ¶20.) Pacific City Bank sold Plaintiff's loan in the secondary mortgage market to Loma Vista Investments, LLC. (AC ¶21.)

 

Plaintiffs signed a Forbearance Agreement without having any legal assistance or representation at that time and especially without receiving professional assurances, nor clarification for the actual content and the terms of the said document. Attached Forbearance Agreement as Exhibit “C.” (AC ¶22.) The above-mentioned Forbearance Agreement was not translated or provided in the native language of Korean, which is the language Plaintiff Marvin and Plaintiff Connie speak. (AC ¶23.) Defendants were aware that this is the native language of Plaintiff Marvin and Plaintiff Connie. (AC ¶24.) Numerous family members and entities were made guarantors, who have no- interest and business dealings in this transaction. (AC ¶25.)

 

When Plaintiffs requested a copy of the above-mentioned forbearance agreement, several pages were missing after page 13. (AC ¶26.) During the COVID-19 pandemic, Plaintiffs business was substantially reduced due to state and local requirements, which impacted their income and ability to process mortgage payments. (AC ¶27.) Defendant stated to Plaintiffs on several occasions that they had been in default on the loan, and explicitly said they were in default on multiple occasions. Defendant informed Plaintiffs, that he would not foreclose. (AC ¶28.) Plaintiff was unaware of any of this since no notice was ever properly served or provided. In fact, Defendant encouraged Plaintiffs during the COVID period to make tenant improvements using monetary funds, which they essentially did not possess, to update and renovate the restaurant. (AC ¶29.) Defendant’s encouragement to use money to renovate and update was-to the Defendant's benefit, because if and when the property foreclosed, he-would have then inherited all the high end and expensive tenant improvements that were made by Plaintiff. (AC ¶30.)

 

Plaintiff throughout this entire period spoke to Defendant on numerous occasions, requesting statements, documentation, and provided Defendants with all the requested documents each and every time. (AC ¶31.) At no point and time did Defendant provide loan statements or documentation that properly accounted for monthly mortgage payments, principal payments, or other obligations-owed by Plaintiff. (AC ¶32.)

 

Within the past year, Defendant approached Plaintiff with a new “legal document” and stated that they had to sign this document. (AC ¶33.) As described by Defendant, this legal document increased the principal interest on the original loan. (AC ¶34.) When Plaintiffs insisted that they wanted to show this document to an attorney, Defendant immediately tore the document without providing any further info. (AC ¶35.)

 

Plaintiffs received Notice of Trustee's Sale on March 23, 2021 by mail. (AC ¶36.) Defendants have taken advantage of Plaintiff Marvin and Plaintiff Connie due to their inability to speak and read fluent English. They have gone as far as to add Plaintiff's very own children to the forbearance agreement and failed to even provide all the documents. (AC ¶37.)

 

Plaintiffs are hardworking and have been in possession of this subject property since 2008. They have consistently made mortgage payments. (AC ¶38.) Defendant has kept Plaintiffs in the dark and did not follow required state and federal statutes for notice and the fairness and equality within the Lending Act. (AC ¶39.) On or around October 19, 2022, Plaintiff received another improper Notice of Trustee Sale from Defendants, despite never being served with a Notice of Default. (AC ¶40.) California Code §2924C requires that prior to Notice of Trustee sale being given to a party, a Notice of Default must be served allowing ninety (90) days for the party served to respond. Then, a party may proceed with a Notice of Trustee sale if no response is received. (AC ¶41.) On or around October 19, 2022, Plaintiff to file a Lis Pendens with the country recorders. Please see attached Lis Pendens as Exhibit “D.” (AC ¶42.) On or around November 17, 2022, Plaintiff again received another improper Notice of Trustee sale, set for December 1, 2022. Again, Defendants failed to serve Plaintiff with a Notice of Default and failed to comply with the California Code. Please see attached Notice of Trustee Sale as Exhibit “E.”(AC ¶43.)

 

(AC ¶3-43.)

 

PROCEDURAL
Meet and Confer
A party filing a demurrer “shall meet and confer in person or by telephone with the party who filed the pleading that is subject to demurrer for the purpose of determining whether an agreement can be reached that would resolve the objections to be raised in the demurrer.”  (Code Civ. Proc., §430.41, subd. (a).)  “The parties shall meet and confer at least five days before the date the responsive pleading is due. If the parties are not able to meet and confer at least five days prior to the date the responsive pleading is due, the demurring party shall be granted an automatic 30-day extension of time within which to file a responsive pleading, by filing and serving, on or before the date on which a demurrer would be due, a declaration stating under penalty of perjury that a good faith attempt to meet and confer was made and explaining the reasons why the parties could not meet and confer.”  (Code Civ. Proc., §430.41, subd. (a)(2).) Failure to sufficiently meet and confer is not grounds to overrule or sustain a demurrer. (Id., §430.41(a)(4).)

Defendants’ counsel met and conferred with Plaintiffs’ counsel but was not able to reach an agreement. (Decl. Kritzer ¶10.)

LEGAL STANDARDS FOR DEMURRERS
Demurrer – Sufficiency
A demurrer for sufficiency tests whether the complaint states a cause of action.  (Hahn v. Mirda, (2007) 147 Cal.App.4th 740, 747.)  When considering demurrers, courts read the allegations liberally and in context.  (Taylor v. City of Los Angeles Dept. of Water and Power (2006) 144 Cal.App.4th 1216, 1228.)  The court “treat[s] the demurrer as admitting all material facts properly pleaded, but not contentions, deductions or conclusions of fact or law ….”  (Berkley v. Dowds (2007) 152 Cal.App.4th 518, 525.)  In a demurrer proceeding, the defects must be apparent on the face of the pleading or via proper judicial notice.  (Donabedian v. Mercury Ins. Co. (2004) 116 Cal.App.4th 968, 994.)  A demurrer tests the pleadings alone and not the evidence or other extrinsic matters; therefore, it lies only where the defects appear on the face of the pleading or are judicially noticed.  (Code Civ. Proc., §§ 430.30, 430.70.)  The only issue involved in a demurrer hearing is whether the complaint, as it stands, unconnected with extraneous matters, states a cause of action. (Hahn, supra, 147 Cal.App.4th at 747.) 

The general rule is that the plaintiff need only allege ultimate facts, not evidentiary facts.  (Doe v. City of Los Angeles (2007) 42 Cal.4th 531, 550.)  “All that is required of a plaintiff, as a matter of pleading … is that his complaint set forth the essential facts of the case with reasonable precision and with sufficient particularity to acquaint the defendant with the nature, source and extent of his cause of action.”  (Rannard v. Lockheed Aircraft Corp. (1945) 26 Cal.2d 149, 156-157.) 

On demurrer, a trial court has an independent duty to “determine whether or not the … complaint alleges facts sufficient to state a cause of action under any legal theory.”  (Das v. Bank of America, N.A. (2010) 186 Cal.App.4th 727, 734.)  Demurrers do not lie as to only parts of causes of action, where some valid claim is alleged but “must dispose of an entire cause of action to be sustained.”  (Poizner v. Fremont General Corp. (2007) 148 Cal.App.4th 97, 119.)  “Generally it is an abuse of discretion to sustain a demurrer without leave to amend if there is any reasonable possibility that the defect can be cured by amendment.”  (Goodman v. Kennedy (1976) 18 Cal.3d 335, 349.)

Demurrer – Uncertainty
A special demurrer for uncertainty, CCP section 430.10(f), is disfavored and will only be sustained where the pleading is so bad that defendant cannot reasonably respond—i.e., cannot reasonably determine what issues must be admitted or denied, or what counts or claims are directed against him/her.  (Khoury v. Maly’s of Calif., Inc. (1993) 14 Cal.App.4th 612, 616.)  Moreover, even if the pleading is somewhat vague, “ambiguities can be clarified under modern discovery procedures.” (Ibid.)

ANALYSIS
First Cause of Action – Negligent Misrepresentation
Plaintiffs allege as follows in their AC:

Plaintiff realleges and incorporates herein by reference each and every allegation of Paragraphs 1 through 43 as set forth above. (AC ¶44.) Defendants misrepresented Plaintiff providing by failing to provide any material disclosures. documents, statements, and notices regarding the amount due and/or paid towards the loan. (AC ¶45.) The above representations, material facts for the loan, and the exact amount due ‘were never disclosed to Plaintiffs, The true facts were that Defendants never wanted to present the exact amounts due to Plaintiff, nor to allow them to make payments in good faith and maintain the Subject Property. (AC ¶46.) Plaintiff reasonably and justifiably relied-on Defendants as they had a duty to be impartial and act for the best interest of all parties in the transaction and as a direct and proximate result of Defendants’ negligence and carelessness, Plaintiff has incurred significant pecuniary loss, during the time their business was notable to function to its full capacity. (AC ¶47.)

 

“The elements of negligent misrepresentation are well established. A plaintiff must prove the following in order to recover. ‘Misrepresentation of a past or existing material fact, without reasonable ground for believing it to be true, and with intent to induce another’s reliance on the fact misrepresented; ignorance of the truth and justifiable reliance on the misrepresentation by the party to whom it was directed; and resulting damage…’” (Hydro-Mill Co., Inc. v. Hayward, Tilton & Rolapp Ins. Associates, Inc. (2004) 115 Cal.App.4th 1145, 1154.)

 

(1) Misrepresentation of a past or existing material fact

Preliminary Matter

As a preliminary matter, it is unclear to the Court as to what Plaintiffs are alleging are the misrepresentations. The AC states, “Defendants misrepresented Plaintiff providing by failing to provide any material disclosures, documents, statements, and notices regarding the amount due and/or paid towards the loan.” (AC ¶45.) Further, the AC states, “ The above representations, material facts for the loan, and the exact amount due were never disclosed to Plaintiffs. The true facts were that Defendants never wanted to present the exact amounts due to Plaintiff, nor to allow them to make payments in good faith and maintain the Subject Property.” (AC ¶46.)  Not only is it unclear as to what the misrepresentation(s) is/are, but the AC seems to be referencing “failing to provide any material disclosures..” which confusingly sounds like Plaintiffs are referring to concealments, not misrepresentations.

 

Further, in Opposition, Plaintiffs state, “Defendant Albert Ahdoot stated that he would not foreclose on Plaintiffs, This was an intentional or at the very least negligent misrepresentation because either Defendant new [sic] he was giving false information or had no reason to believe it to be certain or accurate.” (Oppo. p. 7.) However, the Court does not see where this allegation is made in the AC.

 

Further in Opposition, Plaintiffs argue, “This misrepresentation along with the material concealments induced reliance and financially harmed Plaintiffs.” (Oppo. p.7.) Again, the Court is confused as to why Plaintiffs are referring to concealments with respect to their misrepresentation cause of action and what Plaintiffs are alleging is the difference between the two causes of action.

 

Additionally, in Opposition here, Plaintiffs argue, “Defendants encouraged Plaintiffs to make improvement and renovations to the subject property knowing that he would have foreclosed notwithstanding the assurances provided to Plaintiffs and knowing that he would take title to a completely renovated property.” (Oppo. p. 7.) Again, the Court is entirely unclear as to what Plaintiffs are trying to allege is the misrepresentation. Further, if it is alleged in the AC, it is not alleged in the section titled “First Cause of Action,” in the AC. If it is alleged earlier in the AC, due to the fact that Plaintiffs incorporated the allegations via Paragraph 44, it is still unclear as to what specific misrepresentations Plaintiffs allege.

 

Specificity

Defendants argue that Plaintiffs failed to meet the specificity requirements under California law to plead negligent misrepresentation. Plaintiffs cite Tarmann v. Stale Farm Mut. Auto Ins. Co. (1991) 2 Cal.App.4th 153, 157 to argue that the requirement of specificity in a fraud action against a corporation requires the plaintiff to allege the names of the persons who made the allegedly …representations, their authority to speak, to whom they spoke, what they said or wrote, and when it was said or written.  Plaintiffs also state that the specificity requirement applies equally to negligent misrepresentation claims and cites Charnay v. Cobert (2006) 145 Cal.App.4th 170, 185 fn. 14.

 

As to Defendant’s argument here, the Court is not persuaded that the level of specificity required for pleading fraud is also required for a negligent misrepresentation claim.

 

Defendants cite Charnay v. Cobert (2006) 145 Cal.App.4th 170, 185 fn. 14 to argue that the specificity requirements apply to a negligent misrepresentation cause of action; however, Charney cites Lazar v. Superior Court, 12 Cal.4th 631, 645, and Lazar did not deal with negligent misrepresentation. Lazar dealt with fraudulent inducement of an employment contract.

 

At the very least, there appears to be conflicting authority as to whether or not the specificity in pleading fraud requirements apply in a negligent misrepresentation cause of action. In Hamilton v. Greenwich Investors XXVI, LLC (2011) 195 Cal.App.4th 1602, the Second District affirmed the trial court’s judgment dismissing borrowers’ complaint in connection with a lender’s foreclosure of a residential mortgage loan after sustaining lender’s demurrer.  In Hamilton, the Second District treated the claims for fraud and negligent misrepresentation together, and set forth the particularity requirements referring to fraud and deceit claims, but did find the demurer had been properly sustained to both causes of action on the ground the conclusory allegations were not specific enough to state a claim for fraud. (Hamilton, at 1615. ) “ Plaintiffs' fraud and negligent misrepresentation claims are likewise defective… The particularity requirement “ ‘necessitates pleading facts which “show how, when, where, to whom, and by what means the representations were tendered.” ’ [Citation.] A plaintiff's burden in asserting a fraud claim against a corporate employer is even greater. In such a case, the plaintiff must ‘allege the names of the persons who made the allegedly fraudulent representations, their authority to speak, to whom they spoke, what they said or wrote, and when it was said or written.’ ” (Ibid.)” . (Hamilton, at 1614.)

 

However, Small v. Fritz Companies, Inc. (2003) 30 Cal.4th 167, 184 indicates that the specificity requirements may not apply here for negligent misrepresentation. “California courts have never decided whether the tort of negligent misrepresentation, alleged in the complaint here, must also be pled with specificity…because of the potential for false claims, we hold that a complaint for negligent misrepresentation in a holder’s action should be pled with the same specificity required in a holder’s action for fraud. (We express no view on whether this pleading requirement would apply in other actions for negligent misrepresentation.)” (Small v. Fritz Companies, Inc. (2003) 30 Cal.4th 167, 184.)

 

Here, this action does not appear to be a holder’s action for fraud; therefore, it is unclear if the specificity requirements are needed in this negligent misrepresentation action.

 

Therefore, the Court is not commenting on what level of specificity is needed for a negligent misrepresentation cause of action. However, the Court can determine at the very least that the first element of the negligent misrepresentation cause of action was not sufficiently alleged because it is entirely unclear as to what Plaintiffs are even alleging to be the negligent misrepresentation or negligent misrepresentations.

 

(2) Without Reasonable ground for believing it to be true
Here, the Court does not see where Plaintiffs alleged this element.

 

(3) Intent to induce another’s reliance on the fact misrepresented
Here, the Court does not see where Plaintiffs alleged this element.

 

(4) Ignorance of the truth and justifiable reliance on the misrepresentation by the party to whom it was directed
Here, the Plaintiffs arguably alleged this element by stating, “Plaintiff reasonably and justifiably relied-on Defendants as they had a duty to be impartial and act for the best interest of all parties in the transaction…” (AC ¶47.)

 

(5) Resulting Damage

Here, Plaintiffs alleged as follows, “…and as a direct and proximate result of Defendants’ negligence and carelessness, Plaintiff has incurred significant pecuniary loss, during the time their business was not able to function to its full capacity.”  This is a bare minimum in causation and damages allegations.

 

TENTATIVE RULING FIRST CAUSE OF ACTION – NEGLIGENT MISREPRESENTATION
Defendants’ demurrer as to the first cause of action is SUSTAINED WITH 20 DAYS’ LEAVE TO AMEND for failure to allege sufficient facts to constitute a cause of action and on grounds of uncertainty.

 

Second Cause of Action – Fraudulent Concealment

Plaintiffs allege as follows with respect to their cause of action for Fraudulent Concealment:

Plaintiff realleges and incorporates each and every allegation of paragraphs I through 47 of this Complaint as though fully set forth herein. (AC ¶48.) Defendants engaged in centrally directed fraud by which they concealed numerous material facts. (AC ¶49.)  Defendants’ suppressed material facts relevant to Plaintiff's decision on whether or not Plaintiff could have sought out other financial options. Plaintiff relied on Defendants’ statements. (AC ¶50.)  Defendants misled Plaintiffs and failed to disclose material information regarding Plaintiff’s property, and actual and accurate estimated loan amount due. (AC ¶51.) As a proximate result of the foregoing concealments and other misrepresentations made by Defendants, Plaintiffs have suffered monetary loss. (AC ¶52.) These frauds-and concealments were unknown to Plaintiffs, Any reasonable person would have been unable to reasonably discover said frauds any earlier (AC ¶53.)  In doing the things herein alleged, Defendants acted in concert intentionally. (AC ¶54.)

 

(AC ¶¶48-54.)

 

“’[T]he elements of an action for fraud and deceit based on concealment are: (1) the defendant must have concealed or suppressed a material fact, (2) the defendant must have been under a duty to disclose the fact to the plaintiff, (3) the defendant must have intentionally concealed or suppressed the fact with the intent to defraud the plaintiff, (4) the plaintiff must have been unaware of the fact and would not have acted as he did if he had known of the concealed or suppressed fact, and (5) as a result of the concealment or suppression of the fact, the plaintiff must have sustained damage.’” (Boschma v. Home Loan Center, Inc. (2011) 198 Cal.App.4th 230, 248 citing Hahn v. Mirda (2007) 147 Cal.App.4th 740,748.) “Fraud must be pleaded with specificity rather than with “’general and conclusory’” allegations.” (Boschma, supra, at 248 citing Small v. Fritz Companies, Inc. (2003) 30 Cal.4th 167, 184.)

(1) The Defendant must have concealed or suppressed a material fact
First, Plaintiffs allege in their AC, “Defendants engaged in centrally directed fraud by which they concealed numerous material facts. Defendants’ suppressed material facts relevant to Plaintiff's decision on whether or not Plaintiff could have sought out other financial options. Plaintiff relied on Defendants’ statements.” (AC ¶49-50.)

Here, as to these statements in the AC, the Court is entirely unclear as to what Plaintiffs are referring to with respect to “suppressing facts relevant to Plaintiff’s decision on whether or not Plaintiff could have sought out other financial options.”

Plaintiffs also allege, “Defendants misled Plaintiffs and failed to disclose material information regarding Plaintiff’s property, and actual and accurate estimated loan amount due.” (AC ¶51.) Again, the Court is confused as to what the concealment is and what this allegation is referring to. The AC mentions at least two different loans in Paragraphs 17-19 of the AC, and thus the Court is unclear what information Plaintiffs concealed and with respect to what.

Further, in Opposition, Plaintiffs argue, “Here, Defendants did not provide any statements or documents related to the money owed by Plaintiffs as principal and interest or the loan. The Forbearance Agreement had several missing pages, and a Notice of default was never served. There was a concealment of material facts in violation of the Landing Act and of California Code §2924C that requires that prior to Notice of Trustee sale being given to a party, a Notice of, Default must be served allowing ninety (90) days for the party served to respond. Defendant never sent mortgage statements or served a notice of default because had the clear intention to defraud the Plaintiffs of the subject property. Defendants concealed material facts with the intent to induce reliance and indeed Plaintiffs relied on it. If Plaintiffs would have been served with Notice of default, they could have sought financial options to make the required payments and keep the property.” (Oppo. p.6)

As to Plaintiffs’ argument on this point, not all of these allegations are contained within the “Second Cause of Action” section in the AC. Although Paragraph 48 incorporates paragraphs 1-47 of the Complaint, Plaintiffs still need to make clear what the fraudulent concealments are considering the overall uncertainty of the AC and the allegation in the “Second Cause of Action,” section.

Specificity
Defendants make the same argument with respect to specificity that Defendants made in the negligent misrepresentation cause of action.

As to Defendants argument here, the Court would need further briefing as to whether or not this level of specificity is required for a fraudulent concealment claim.

“Fraud must be pleaded with specificity rather than with “’general and conclusory’” allegations.” (Boschma, supra, at 248 citing Small v. Fritz Companies, Inc. (2003) 30 Cal.4th 167, 184.)

Although the Court realizes that Boschma states that the specificity requirements also apply for fraudulent concealment, Boschma relied on Small, which to the Court, it does not appear pertained to  a cause of action for fraudulent concealment. Therefore, the Court is not commenting on what level of specificity is needed for a fraudulent concealment cause of action. However, the Court can determine at the very least that the first element of the fraudulent concealment cause of action was not sufficiently alleged because it is entirely uncertain as to what Plaintiffs are even alleging to be the fraudulent concealment.

(2) The Defendant must have been under a duty to disclose the fact to the Plaintiff

Here, Plaintiffs do not allege this element.

(3) The Defendant must have intentionally concealed or suppressed the fact with the intent to defraud the plaintiff

Here, the Plaintiffs do not allege that Defendants acted with the intent to defraud the Plaintiffs.

(4) The Plaintiff must have been unaware of the fact and would not have acted as he did if he had known of the concealed or suppressed fact

Plaintiffs allege, “These frauds and concealments were unknown to Plaintiffs. Any reasonable person would have been unable to reasonably discover said frauds any earlier.” (AC ¶53.)

Here, Plaintiffs do not sufficiently allege this element. Plaintiffs allege the frauds and concealments were unknown to Plaintiffs, but Plaintiffs do not allege that Plaintiffs would not have acted as he did if he had known of the concealed or suppressed fact.

(5) As a result of the concealment or suppression of the fact, the plaintiff must have sustained damage
Plaintiffs allege, “As a proximate result of the foregoing concealments and other misrepresentations made by Defendants, Plaintiffs have suffered monetary loss.”

Here, the Plaintiffs arguably alleged this element.

TENTATIVE RULING – SECOND CAUSE OF ACTION – FRAUDULENT CONCEALMENT

Defendants’ demurrer as to the second cause of action for fraudulent concealment is SUSTAINED WITH 20 DAYS’ LEAVE TO AMEND for failure to allege sufficient facts to constitute a cause of action and on grounds of uncertainty.

Third Cause of Action – Unfair Business Practices Violation of Business and Professions Code Section 17200 ET

As a preliminary matter, Defendants’ argument as to sustaining the demurrer for this cause of action is borderline incomprehensible.

The allegations in the AC state as follows:

Plaintiff incorporates and realleges the allegations of paragraphs 1 through 54 above, as though set forth fully herein. (AC ¶55.)  The Unfair Competition Law, California Business and Professions Code Section 17200 et seq., defines unfair competition to include any “unlawful”, “unfair” or “fraudulent” business act or practice. (AC ¶56.) Defendants violated Section 17200 et seq, by committing unlawful and fraudulent business acts and practices by failing to provide Plaintiffs with-material information regarding the actual loan agreement’s amounts due of the Subject Property in order to eventually foreclose, sell it and gain unlawful profit. (AC ¶57.) As alleged above, Defendants committed fraudulent acts and practices by employing deceptive practices and failing to disclose the actual and true.amount due for the loan of the Property. (AC ¶58.) As a direct result of Defendants’ unlawful and fraudulent acts and practices, Plaintiff has been financially harmed and their business has been impacted. (AC ¶59.) Plaintiff is entitled to restitution of all profits, benefits, and monies that Defendants obtain and/or will obtain as a result of its wrongful conduct. (AC ¶60.)

 

(AC ¶55-60.)

 

Discussion
The purpose of the UCL “is to protect both consumers and competitors by promoting fair competition in commercial markets for goods and services.” (Drum v. San Fernando Valley Bar Assn. (2010) 182 Cal.App.4th 247, 252 citing Kasky v. Nike, Inc. (2002) 27 Cal.4th 939, 949.) Business and Professions Code section 17200 provides: “[a]s used in this chapter, unfair competition shall mean and include any unlawful, unfair or fraudulent business act or practice and unfair, deceptive, untrue or misleading advertising and any act prohibited by Chapter 1 (commencing with Section 17500) of Part 3 of Division 7 of the Business and Professions Code.” (Progressive West Ins. Co. v. Superior Court (2005) 135 Cal.App.4th 263, 284.) Because  the UCL is written in the disjunctive, it establishes three varieties of unfair competition – acts or practices which are unlawful, or unfair, or fraudulent. (Adhav v. Midway Rent a Car, Inc. (2019) 37 Cal.App.5th 954, 970 citing Cel-Tech Communications, Inc. v. Los Angeles Cellular Telephone Co. (1999) 20 Cal.4th 163, 180.)

Unlawful
“ ‘The “unlawful” practices prohibited by … section 17200 are any practices forbidden by law, be it civil or criminal, federal, state, or municipal, statutory, regulatory, or court-made. [Citation.] It is not necessary that the predicate law provide for private civil enforcement. [Citation.] As our Supreme Court put it, section 17200 “borrows” violations of other laws and treats them as unlawful practices independently actionable under section 17200 et seq.’” (South Bay Chevrolet v. General Motors Acceptance Corp. (1999) 72 Cal.App.4th 861, 880 citing Hewlett v. Squaw Valley Ski Corp. (1997) 54 Cal.App.4th 499, 531-532.) “A plaintiff alleging unfair business practices under these statutes must state with reasonable particularity the facts supporting the statutory elements of the violation.” (Khoury v. Maly’s of California, Inc. (1993) 14 Cal.App.4th 612, 619; “Demurrer was properly sustained as to this cause of action because the second amended complaint identifies no particular section of the statutory scheme which was violated and fails to describe with any reasonable particularity the facts supporting violation.”

A fair reading of the AC, reveals that it is unclear as to what conduct/actions Plaintiffs are basing their UCL cause of action on. Plaintiffs allege, “Defendants violated Section 17200 et seq, by committing unlawful and fraudulent business acts and practices by failing to provide Plaintiffs with-material information regarding the actual loan agreement’s amounts due of the Subject Property in order to eventually foreclose, sell it and gain unlawful profit.” (AC ¶57.)

Assuming Plaintiffs are basing their UCL cause of action under the “unlawful” prong, it is still uncertain as to what Plaintiffs are basing their cause of action on. It is unclear if it is based on statute, or if it is based on some other cause of action in the AC.

In Opposition, Plaintiffs argue, “Here, Defendants violated Section 17200 et seq. by committing unlawful and fraudulent business acts and practices by failing to provide Plaintiffs with-material information regarding the actual loan agreement’s amounts due of the Subject Property in order to eventually foreclose, sell it and gain unlawful profit. Plaintiffs made several payments but were never aware of how much, they owe, because they never received a statement. Also, they never received a notice of default and therefore never had the opportunity to respond or seek financial option to pay the defaulted amount since they were unaware of how much the defaulted amount was. As a direct result of Defendants’ unlawful and fraudulent-acts and practices; Plaintiff has been financially harmed, and their business has-been impacted. Therefore, Defendants’ Demurrer should be overruled.” (Oppo. p.8.)

As our Supreme Court put it, section 17200 “borrows” violations of other laws and treats them as unlawful practices independently actionable under section 17200 et seq.’” (South Bay Chevrolet v. General Motors Acceptance Corp. (1999) 72 Cal.App.4th 861, 880 citing Hewlett v. Squaw Valley Ski Corp. (1997) 54 Cal.App.4th 499, 531-532.) “A plaintiff alleging unfair business practices under these statutes must state with reasonable particularity the facts supporting the statutory elements of the violation.” (Khoury v. Maly’s of California, Inc. (1993) 14 Cal.App.4th 612, 619.)

Here, based on the Opposition, it appears as if Plaintiffs are basing their UCL cause of action under the unlawful prong on violation of the UCL itself. The Court fails to see how this is proper, as Plaintiffs are not “borrowing” from other violations of laws, and further, Plaintiffs don’t with reasonable particularity state the facts supporting the statutory elements of the violation.

Unfair
There is authority that the test to determine whether a business practice is unfair differs depending on whether the plaintiff in a UCL case is a competitor of the defendant or a consumer. (Drum v. San Fernando Valley Bar Assn. (2010) 182 Cal.App.4th 247, 253.) In competitor cases, a business practice is “unfair” only if it “threatens an incipient violation of an antitrust law, or violates the policy or spirit of one of those laws because its effects are comparable to or the same as a violation of the law, or otherwise significantly threatens of harms competition.” (Id. citing Cel-Tech, supra, 20 Cal.4th at 187.)

In consumer cases, the Supreme Court has not established a definitive test to determine whether a business practice is unfair. (Drum v. San Fernando Valley Bar Assn., supra, 182 Cal.App.4th  at 246 citing Cel-Tech, supra, 20 Cal.4th at 187, fn. 12.)

Several definitions of “unfair” under the UCL have been formulated, and they are:

1.      “An act or practice is unfair if the consumer injury is substantial, is not outweighed by any countervailing benefits to consumers or to competition, and is not an injury the consumers themselves could reasonably have avoided.” (Daugherty v. American Honda Motor Co., Inc. (2006) 144 Cal.App.4th 824, 839.)

2.      “’[A]n “unfair business practice occurs when that practice “offends an established public policy or when the practice is immoral, unethical, oppressive, unscrupulous or substantially injurious to consumers.” [Citation.]’ [Citation.]” (Smith v. State Farm Mutual Automobile Ins. Co. (2001) 93 Cal.App.4th 700, 719.)

3.      An unfair business practice means the “ ‘the public policy which is a predicate to the action must be “tethered” to specific constitutional, statutory or regulatory provisions.’” (Scripps Clinic v. Superior Court (2003) 108 Cal.App.4th 917, 940.)

(West v. JPMorgan Chase Bank, N.A. (2013) 214 Cal.App.4th 780, 806.)

“The balancing test required by the unfair business practice prong of section 17200 is fact intensive and is not conducive to resolution at the demurrer stage. ‘[U]nfairness’ is an equitable concept that cannot be mechanistically determined under the relatively rigid legal rules applicable to the sustaining or overruling of a demurrer.” (Progressive West Ins. Co. v. Superior Court (2005) 135 Cal.App.4th 263, 287 citing Schnall v. Hertz Corp. (2000) 78 Cal.App.4th 1144, 1167.)

While there is no definitive test for “unfairness” at the demurrer stage, even if this Court were to assume that all three definitions apply, Plaintiffs have not made any allegations falling under any three of the unfairness tests. Further, Opposition does not even address this aspect of a UCL cause of action, and Opposition appears to only mention unlawful and fraudulent acts.

Fraudulent
“A fraudulent business practice under section 17200 ‘is not based upon proof of the common law tort of deceit or deception, but is instead premised on whether the public is likely to be deceived.’” (Progressive West Ins. Co. v. Superior Court (2005) 135 Cal.App.4th 263, 284 citing Pastoria v. Nationwide Ins. (2003) 112 Cal.App.4th 1490, 1498.) Stated another way, “In order to state a cause of action under the fraud prong of [section 17200] a plaintiff need not show that he or others were actually deceived or confused by the conduct or business practice in question. ‘The “fraud” prong of [section 17200] is unlike common law fraud or deception. A violation can be shown even if no one was actually deceived, relied upon the fraudulent practice, or sustained any damage. Instead, it is only necessary to show that members of the public are likely to be deceived.’ [Citations.]” (Progressive West Ins. Co., supra, 135 Cal.App.4th at 284 citing Schnall v. Hertz Corp. (2000) 78 Cal.App.4th 1144, 1167.)

Plaintiffs alleged, “As alleged above, Defendants committed fraudulent acts and practices by employing deceptive practices and failing to disclose the actual and true amount due for the loan of the Property.” (AC ¶58.)

Here, Plaintiffs make no allegations about whether the public is likely to be deceived. Further, while it’s unclear if Plaintiffs are basing their UCL cause of action under the fraudulent prong, as it stands now in the AC, it appears as if Plaintiff are basing their UCL cause of action on their common law fraud claims. “A fraudulent business practice under section 17200 ‘is not based upon proof of the common law tort of deceit or deception, but is instead premised on whether the public is likely to be deceived.’” (Progressive West Ins. Co. v. Superior Court (2005) 135 Cal.App.4th 263, 284 citing Pastoria v. Nationwide Ins. (2003) 112 Cal.App.4th 1490, 1498.)

TENTATIVE RULING – THIRD CAUSE OF ACTION – UNFAIR BUSINESS PRACTICES VIOLATION OF BUSINESS AND PROFESSIONS CODE SECTION 17200 ET
Defendants’ demurrer as to the third cause of action is SUSTAINED WITH 20 DAYS’ LEAVE TO AMEND for failure to allege sufficient facts to constitute a cause of action and on grounds of uncertainty.

FOURTH CAUSE OF ACTION – CANCELLATION OF WRITTEN INSTRUMENTS
As stated in U.S. Bank National Assn. v. Naifeh:

Under Civil Code section 3412, “[a] written instrument, in respect to which there is a reasonable apprehension that if left outstanding it may cause serious injury to a person against whom it is void or voidable, may, upon his application, be so adjudged, and ordered to be delivered up or canceled.” To prevail on a claim to cancel an instrument, a plaintiff must prove (1) the instrument is void or voidable due to, for example, fraud; and (2) there is a reasonable apprehension of serious injury including pecuniary loss or the prejudicial alteration of one's position. (See Turner v. Turner (1959) 167 Cal.App.2d 636, 641, 334 P.2d 1011.)

 

(U.S. Bank National Assn. v. Naifeh (2016) 1 Cal.App.5th 767, 778.)

 

Defendants first point out that Plaintiffs don’t specifically identify which instrument is sought to be cancelled, and Defendants note that presumably Plaintiffs seek to cancel the Forbearance Agreement dated October 14, 2019.

 

In Opposition, Plaintiffs state that the fourth cause of action seeks to cancel the forbearance agreement dated October 14, 2019.

 

In relevant part, Plaintiffs alleged, “As a result of these false instruments, Plaintiff's title was taken by what is arguably a void Forbearance Agreement and the Subject Property was defaulted and Plaintiff suffered significant pecuniary loss. Therefore, Plaintiff has a basis for seeking an adjudication that the instruments, each and every one, is void.” (AC ¶64.)

 

TENTATIVE RULING FOURTH CAUSE OF ACTION – CANCELLATION OF WRITTEN INSTRUMENTS
Here, Defendants’ argument is well-taken. Although Plaintiffs state in their Opposition that this cause of action is based on the forbearance agreement, the allegations in the AC are ambiguous, vague, and uncertain. For example, Paragraph 64 first states, “As a result of theses false instruments.” Even though Plaintiffs referred to “instruments,” plural, Plaintiffs then refer to “a void forbearance agreement,” which is singular, and then Plaintiffs state they are seeking adjudication that “the instruments, each and every one, is void.” Plaintiffs’ allegations as to which instrument, or instruments, they want cancelled are uncertain and ambiguous because Plaintiffs go back and forth referring to a singular instrument and multiple instruments.

 

Defendants’ demurrer as to the fourth cause of action is SUSTAINED WITH 20 DAYS’ LEAVE TO AMEND for failure to allege sufficient facts to constitute a cause of action and on grounds of uncertainty.

 

FIFTH CAUSE OF ACTION – BREACH OF THE IMPLIED COVENANT OF GOOD FAITH AND FAIR DEALING
As a preliminary matter, Defendants do not cite what the elements are for a cause of action for breach of the implied covenant of good faith and fair dealing.

 

“Every contract imposes upon each party a duty of good faith and fair dealing in its performance and its enforcement.” (Hicks v. E.T. Legg & Associates (2001) 89 Cal.App.4th 496, 508.) “It is universally recognized the scope of conduct prohibited by the covenant of good faith is circumscribed by the purposes and express terms of the contract.” (Id. at 509.)

 

“The covenant of good faith and fair dealing, implied by law in every contract, exists merely to prevent one contracting party from unfairly frustrating the other party’s right to receive the benefits of the agreement actually made.” (Guz v. Bechtel (2000) 24 Cal.4th 317, 349.)

 

Under Merced Irr. Dist. v. County of Mariposa :

 

Under California law, to allege a claim for breach of the covenant of good faith and fair dealing, a plaintiff must allege the following elements: (1) the plaintiff and the defendant entered into a contract; (2) the plaintiff did all or substantively all of the things that the contract required him to do or that he was excused from having to do so; (3) all conditions required for the defendant's performance had occurred; (4) the defendant unfairly interfered with the plaintiff's right to receive the benefits of the contract; and (5) the defendant's conduct harmed the plaintiff. See Judicial Counsel of California Civil Jury Instructions § 325 (2013); see also Reinhardt v. Gemini Motor Transport, 879 F.Supp.2d 1138, 1145 (E.D.Cal.2012).

 

(Merced Irr. Dist. v. County of Mariposa (E.D. Cal. 2013) 941 F.Supp.2d 1237, 1280, discussing California law.)

 

‘[T]he implied covenant of good faith and fair dealing is limited to assuring compliance with the express terms of the contract, and cannot be extended to create obligations not contemplated by the contract.’” (Ragland v. U.S. Bank Nat. Assn. (2012) 209 Cal.App.4th 182, 206 (quoting Pasadena Live v. City of Pasadena (2004) 114 Cal.App.4th 1089, 1094).) 

A breach of the implied covenant of good faith and fair dealing involves something beyond breach of the contractual duty itself and it has been held that bad faith implies unfair dealing rather than mistaken judgment. (Careau & Co. v. Security Pacific Business Credit, Inc. (1990) 222 Cal.App.3d 1371, 1394.)

Plaintiffs alleged as such in their AC:

As mentioned throughout, Plaintiff and Defendants were contractual parties. As alleged herein throughout, Defendants did not act in good faith and did not deal fairly with Plaintiff. This is evidenced by continuous failure to disclose loan amounts and important notices surrounding the subject property. (AC ¶67.) Defendants’ bad faith and unfair conduct is further evidenced by their actual material breach when Defendants improperly and wrongfully concealed material facts of the subject property resulting in Plaintiffs to lose business. (AC ¶68.) These actions were taken in bad faith and the conduct by Defendants clearly shows that they had no intention of performing fairly. (AC ¶69.) As a result of the Defendants’ breach of this covenant, Plaintiff has suffered general, punitive, and specific damages in an amount to be determined at trial. (AC ¶70.)

 

(AC ¶67-70.)

 

TENTATIVE RULING – FIFTH CAUSE OF ACTION – BREACH OF IMPLIED COVENANT OF GOOD FAITH AND FAIR DEALING

Here, the Court will not go into any of the specific elements of this cause of action. Plaintiffs failed to address the preliminary matter of which contract this cause of action is based on. Defendants’ demurrer is SUSTAINED WITH 20 DAYS’ LEAVE TO AMEND on grounds of uncertainty and failure to allege facts sufficient to constitute a cause of action.

 

SIXTH CAUSE OF ACTION – WRONGFUL FORECLOSURE
“To obtain the equitable set aside of a trustee’s sale or maintain a wrongful foreclosure claim, a plaintiff must allege that (1) the defendants caused an illegal, fraudulent, or willfully oppressive sale of the property pursuant to a power of sale in a mortgage or deed of trust; (2) the plaintiff suffered prejudice or harm; and (3) the plaintiff tendered the amount of the secured indebtedness or was excused from tendering.” (Chavez v. Indymac Mortgage Services (2013) 219 Cal.App.4th 1052, 1062 citing Lona v. Citibank, N.A. (2011) 202 Cal.App.4th 89, 112.)

 

Defendants argue that Plaintiffs did not allege that they tendered the amount owed.

 

Opposition does not address the sixth cause of action for wrongful foreclosure.

 

Plaintiffs’ AC alleges as follows:

 

Plaintiff realleges and incorporates each and every allegation of paragraphs 1 through 70 or this Complaint as though fully set forth herein. (AC ¶71.) According to California Code, 2924C, no sale date may beset until approximately 90 days from the date of a Notice of Default. Therefore, an individual has ninety (90) days from the date the Notice of Default is recorded to respond, prior to any Notice of Trustee Sales being given. (AC ¶72.) As mentioned throughout, Defendant’s bad faith and misconduct is evident in the fact that they proceeded with numerous Notices of Trustee sale, without serving Plaintiff with a Notices of Default. (AC ¶73.) The Notices of Trustee Sale are thus, improper and done in bad faith and further show that they have no intention of being fair to the Plaintiff in any capacity. (AC ¶74.) Plaintiff is entitled to restitution of all profits, benefits, and monies that Defendants obtain an/or will obtain as a result of its wrongful foreclosure. (AC ¶75.)

 

(AC ¶71-75.)

 

TENTATIVE RULING – SIXTH CAUSE OF ACTION – WRONGFUL FORECLOSURE
Plaintiffs did not allege tender. Plaintiffs also did not clearly allege the first or second element of the cause of action.

 

Defendants’ demurrer is SUSTAINED WITH 20 DAYS’ LEAVE TO AMEND on the grounds of uncertainty and Failure to state a cause of action.

 

Albert Ahdoot

Defendants argue that there is a lack of allegations in the AC which might subject Ahdoot to any personal liability. In Opposition, Plaintiffs argue there are sufficient allegations.

 

However, this Court will not be commenting on this issue. The demurrers to every cause of action were sustained; therefore, there are no causes of actions sufficiently alleged against any Defendant at present.

 

REQUEST FOR JUDICIAL NOTICE

Judicial notice may be taken of the following matters to the extent that they are not embraced within Section 451:

(a) The decisional, constitutional, and statutory law of any state of the United States and the resolutions and private acts of the Congress of the United States and of the Legislature of this state.

(b) Regulations and legislative enactments issued by or under the authority of the United States or any public entity in the United States.

(c) Official acts of the legislative, executive, and judicial departments of the United States and of any state of the United States.

(d) Records of (1) any court of this state or (2) any court of record of the United States or of any state of the United States.

(e) Rules of court of (1) any court of this state or (2) any court of record of the United States or of any state of the United States.

(f) The law of an organization of nations and of foreign nations and public entities in foreign nations.

(g) Facts and propositions that are of such common knowledge within the territorial jurisdiction of the court that they cannot reasonably be the subject of dispute.

(h) Facts and propositions that are not reasonably subject to dispute and are capable of immediate and accurate determination by resort to sources of reasonably indisputable accuracy.

(Evidence Code §452.)

The trial court shall take judicial notice of any matter specified in Section 452 if a party requests it and:

(a) Gives each adverse party sufficient notice of the request, through the pleadings or otherwise, to enable such adverse party to prepare to meet the request; and

(b) Furnishes the court with sufficient information to enable it to take judicial notice of the matter.

(Evidence Code §453.)

Here, Defendants request judicial notice of a notice of default and election to sell under deed of trust dated May 30, 2018 and recorded on June 1, 2018 with the Los Angeles Country Recorder as Instrument Number 20180547114.

RJN is granted.

 

MOTION TO STRIKE

Moving Party: Defendants, Loma Vista Investment, LLC and Albert Ahdoot, an indiv

Responding Party: Plaintiffs, CJ Prime Investment, LLC; Marvin C. Hur; Connie Kim Hur; Jonathan Hur; and Jennifer Hur

(Oppo and Reply Submitted)

Moving Papers: Notice of Motion/Memo

Opposing Papers: Opposition

Reply Papers: Reply

Proof of Service Timely Filed (CRC Rule 3.1300): Ok
16/21 Court Days Lapsed (CCP 1005(b)): Ok
Proper Address: Ok

RELIEF REQUESTED
Defendants, Loma Vista Investment LLC and Albert Ahdoot move for an order striking the following portions from the Amended Complaint:

1.      All portions of the Amended Complaint alleging punitive or exemplary damages Defendants, including but not limited to the following paragraphs of the Complaint:

2.      Paragraph 70 – “As a result of the Defendants’ breach of this covenant, Plaintiff has suffered general, punitive, and specific damages in an amount to be determined at trial.”

3.      Prayer for Relief – “6. For punitive and exemplary damages.”

Defendants move pursuant to CCP §435 and 436.

Meet and Confer

Before filing a motion to strike pursuant to this chapter, the moving party shall meet and confer in person or by telephone with the party who filed the pleading that is subject to the motion to strike for the purpose of determining if an agreement can be reached that resolves the objections to be raised in the motion to strike. If an amended pleading is filed, the responding party shall meet and confer again with the party who filed the amended pleading before filing a motion to strike the amended pleading. (CCP §435.5(a).)

Preliminary Matter
Defendants requested in their notice of motion that “all portions of the Amended Complaint alleging punitive or exemplary damages Defendants, including but not limited to the following paragraphs of the Complaint,” be stricken.

“A notice of motion to strike a portion of a pleading must quote in full the portions sought to be stricken except where the motion is to strike an entire paragraph, cause of action, count, or defense. Specifications in a notice must be numbered consecutively.” (Cal. Rules of Court, Rule 3.1322(a).)

Therefore, the Court will not search the Amended Complaint for portions that could potentially fall under the aforementioned request by Defendants. In portion 1, Defendants did not indicate what paragraphs, causes of action, or portions it wanted stricken. The only portions the Court will examine in Defendants’ motion to strike is portions 2 and 3 because Defendants indicated to the Court specifically what it wanted stricken.

LEGAL STANDARD – MOTION TO STRIKE
The court may, upon a motion, or at any time in its discretion, and upon terms it deems proper, strike any irrelevant, false, or improper matter inserted in any pleading. (Code Civ. Proc. § 436(a).) The court may also strike all or any part of any pleading not drawn or filed in conformity with the laws of this state, a court rule, or an order of the court. (Code Civ. Proc. § 436(b).)  A motion to strike cannot be based upon the grounds that a complaint fails to state facts sufficient to constitute a cause of action, but instead is properly based on grounds of superfluous or abusive allegations, or improprieties in form or procedure.  (Ferraro v. Camarlinghi (2008) 161 Cal.App.4th 509, 528-29.)   

The grounds for moving to strike must appear on the face of the pleading or by way of judicial notice.  (Code. Civ. Proc. § 437; Turman v. Turning Point of Central California, Inc. (2010) 191 Cal.App.4th 53, 63 [“judges read allegations of a pleading subject to a motion to strike as a whole, all parts in their context, and assume their truth”].)   

Portion 2

Defendants move to strike Paragraph 70 – “As a result of the Defendants’ breach of this covenant, Plaintiff has suffered general, punitive, and specific damages in an amount to be determined at trial.”

As a preliminary matter, Paragraph 70 is contained in the Fifth Cause of Action for Breach of the Implied Covenant of Good Faith and Fair Dealing.

In Defendants’ motion, Defendants don’t specifically address this fifth cause of action. Defendants simply argue that the AC doesn’t allege facts which constitute fraudulent, malicious, or oppressive conduct.

In Opposition, Plaintiffs also do not specifically address the cause of action at issue, and instead argue generally that their AC alleges fraud.

Punitive Damages
California Civil Code section 3294 authorizes the recovery of punitive damages in non-contract cases where “the defendant has been guilty of oppression, fraud, or malice . . . ” (Civ. Code § 3294(a).) Punitive damages thus require more than the mere commission of a tort. (See Taylor v. Superior Court (1979) 24 Cal.3d 890, 894-95.) “‘Malice’ means conduct which is intended by the defendant to cause injury to the plaintiff or despicable conduct which is carried on by the defendant with a willful and conscious disregard of the rights or safety of others.” (CCP  § 3294(c)(1).) “‘Oppression’ means despicable conduct that subjects a person to cruel and unjust hardship in conscious disregard of that person’s rights.” (Id.,§ 3294(c)(2).) “‘Fraud’ means an intentional misrepresentation, deceit, or concealment of a material fact known to the defendant with the intention on the part of the defendant of thereby depriving a person of property or legal rights or otherwise causing injury.” (Id., § 3294(c)(3).)  Specific facts must be pleaded in support of punitive damages. (See Hillard v. A.H. Robins Co. (1983) 148 Cal.App.3d 374, 391-92.)  

Discussion – Portion 2

Both moving and opposing papers are entirely unhelpful to the Court.

Moving party doesn’t specifically address Paragraph 70 which pertains to a cause of action for breach of the implied covenant of good faith and fair dealing.

Moving party doesn’t address whether that cause of action is a contract issue or a tort issue, and neither does Opposing party address this issue.

Upon the Court’s own research, the Court found as follows, “Since a party “may not recover in tort for ... breach of the implied covenant of good faith and fair dealing,” an “award of punitive damages” is not permitted on such a claim.” (Spinks v. Equity Residential Briarwood Apartments (2009) 171 Cal.App.4th 1004, 1054.)

Further, even if the Court were to assume its own research is correct, that punitive damages cannot be recovered for breach of the implied covenant of good faith and fair dealing, Defendants do not address the entire allegation, “As a result of the Defendants’ breach of this covenant, Plaintiff has suffered general, punitive, and specific damages in an amount to be determined at trial.” Defendants do not address the issue of why and under what authority “general” and “specific” damages should be stricken.

Tentative Ruling Motion to strike Portion 2
Motion to strike is granted with 20 days’ leave to amend.  Velez v. Smith (2006) 142 Cal. App. 4th 1154.

Discussion Portion 3 - Prayer for Relief – “6. For punitive and exemplary damages.”

As the Court previously discussed, Defendants simply argue in general terms as to why punitive damages should be stricken. In Opposition, Plaintiffs appear to be alleging that punitive damages are properly alleged because Plaintiffs believe they alleged a cause of action for fraud.

Tentative Ruling – Portion 3
Defendants’ motion to strike as to portion 3 is granted with 20 days’ leave to amend. Plaintiffs did not sufficiently allege a fraud cause of action, or any cause of action for that matter.

Tentative Ruling Portion 1
Defendants’ motion to strike as to portion 1 is DENIED.

Miscellaneous – Motion to Strike and Demurrer
The instant demurrer and motion to strike was filed by Loma Vista and Ahdoot. The AC also lists Special Default Servicing as a Defendant. Presumably, certain portions shouldn’t be stricken because those allegations could still pertain to Defendant Special Default Servicing; however, since Plaintiffs did not successfully allege a cause of action against any Defendant, the fact that Defendant Special Default Servicing did not file a demurrer or motion to strike does not affect these rulings.