Judge: David S. Cunningham, Case: 19STCV40706, Date: 2023-04-19 Tentative Ruling
Case Number: 19STCV40706 Hearing Date: April 19, 2023 Dept: 11
19STCV40706 (Albright)
Notice of Intention to Order Supplemental Briefing Re: Class
Certification
Date: 4/19/23
Time: 10:00
am
Moving Party: James Albright, Christine Albright,
and Paul Major (collectively “Plaintiffs”)
Opposing Party: Farmers
Insurance Company, Inc., et al. (collectively “Farmers Defendants”)
Department: 11
Judge: David
S. Cunningham III
________________________________________________________________________
BACKGROUND
This is a putative class action.
The operative complaint is the second
amended complaint (“SAC”). It alleges:
[T]he Farmers
Defendants utilize a software program throughout California known as 360Value
to determine the replacement cost of an insured’s dwelling. The Farmers Defendants use that replacement
cost to set policy limits for the insurance policies they sell to insureds in
California. However, 360Value is
inherently inaccurate. Nonetheless,
despite the many flaws inherent to both 360Value and the Farmers Defendants’
use of it, the Farmers Defendants hold themselves out through their agents,
marketing materials, websites (for both the Farmers Defendants and for their
agents), and other publicly available information, as having expertise in the
field of insurance and, more specifically, determining a dwelling’s replacement
cost. The Farmer Defendants and their
agents tout 360Value as a sophisticated software program that accurately
calculates the replacement cost of a dwelling. . . . By doing so, the Farmers
Defendants and their agents undertake a duty to their insureds and breach that
duty (along with California law) through their persistent and knowing
implementation of their 360Value Scheme.
(SAC, ¶ 2.)
On 2/10/23, Plaintiffs filed their
motion for class certification.
On 4/11/23, the Court signed the
parties’ stipulation to extend the deadline for Plaintiffs to file their reply
to the motion for class certification.
On 4/17/23, Plaintiffs’ reply is
due by close of business.
On 4/19/23, the motion for class
certification is scheduled to be heard.
DISCUSSION
The 4/19/23 hearing remains on
calendar, and the Court expects counsel for the parties to appear in person or
via LACourtConnect.
However, the Court will not hear
oral arguments or decide the motion for class certification on that date
because:
* The Court will not have
sufficient time to review the reply given that the filing deadline is close of
business on 4/17/23.
* Supplemental briefing appears
necessary. Plaintiffs move to certify
three classes and eight causes of action (see, e.g., Notice of Motion for Class
Certification, pp. ii-iii), but their discussion of the predominance factor is
limited to two pages and fails to analyze commonality on a claim-by-claim basis. (See Motion for Class Certification, pp.
16-17; cf. Opposition to Motion for Class Certification, pp. 14-21.)[1] Even assuming Plaintiffs plan to include a
claim-by-claim analysis in their reply, which is unclear at this point, Farmers
Defendants would need to receive an opportunity to respond, especially since
such an analysis should have been part of the moving brief. The fair and efficient way to resolve this
problem is to give both sides a chance to file supplemental briefs that address
predominance claim-by-claim.
Accordingly, the Court announces
its intention to order supplemental
briefing regarding class certification and, in particular, predominance. The briefing schedule and the new hearing
date will be set at the 4/19/23 hearing.