Judge: Gail Killefer, Case: 24STCV17341, Date: 2025-04-21 Tentative Ruling



Case Number: 24STCV17341    Hearing Date: April 21, 2025    Dept: 37

HEARING DATE:                 Monday, April 21, 2025

CASE NUMBER:                   24STCV17341

CASE NAME:                        Maria Lopez v. JPMorgan Chase Bank, National Association

MOVING PARTY:                 Defendant JPMorgan Chase Bank, National Association

OPPOSING PARTY:             Plaintiff Maria Lopez

TRIAL DATE:                        Not set

PROOF OF SERVICE:           OK

                                                                                                                                                           

PROCEEDING:                      Motion to Compel Arbitration

OPPOSITION:                        08 April 2025

REPLY:                                  14 April 2025

 

TENTATIVE:                         Defendant Chase’s motion to compel arbitration of Plaintiff’s Individual PAGA claims is granted. Plaintiff’s representative PAGA action is stayed pending arbitration.

                                                                                                                                                           

 

Background

 

On July 12, 2024, Maria Lopez (“Plaintiff”), on behalf of herself and other similarly situated employees, filed this Private Attorneys General Act (PAGA) action against JPMorgan Chase Bank, National Association (“Defendant” or “Chase”) and Does 1 to 50.

 

Defendant Chase now moves to compel arbitration of Plaintiff’s individual PAGA claims. Plaintiff opposes the Motion. The matter is now before the court.

 

Motion to Compel Arbitration

 

I.         Legal Standard

 

“California law reflects a strong public policy in favor of arbitration as a relatively quick and inexpensive method for resolving disputes.¿ To further that policy, Code of Civil Procedure, section 1281.2 requires a trial court to enforce a written arbitration agreement unless one of three limited exceptions applies.¿ Those statutory exceptions arise where (1) a party waives the right to arbitration; (2) grounds exist for revoking the arbitration agreement; and (3) pending litigation with a third party creates the possibility of conflicting rulings on common factual or legal¿ issues.”¿ (CCP, § 1281.2; Acquire II, Ltd. v. Colton Real Estate Group (2013) 213 Cal.App.4th 959, 967.)¿ Similarly, public policy under federal law favors arbitration and the fundamental principle that arbitration is a matter of contract and that courts must place arbitration agreements on an equal footing with other contracts and enforce them according to their terms.¿ (AT&T Mobility LLC v. Concepcion (2011) 563 U.S. 333, 339.)¿¿¿¿ 

¿¿¿ 

In deciding a motion or petition to compel arbitration, trial courts must first decide whether an enforceable arbitration agreement exists between the parties and then determine whether the claims are covered within the scope of the agreement.¿(Omar v. Ralphs Grocery Co. (2004) 118 Cal.App.4th 955, 961.)¿ The opposing party has the burden to establish any defense to enforcement.¿ (Gatton v. T-Mobile USA, Inc. (2007) 152 Cal.App.4th 571, 579 [“The petitioner ... bears the burden of proving the existence of a valid arbitration agreement and the opposing party, plaintiffs here, bears the burden of proving any fact necessary to its defense.”].)¿¿ 

 

II.        Request for Judicial Notice

 

The court may take judicial notice of records of any court of record of the United States. (Evid. Code, § 452(d)(2).) However, the court may only judicially notice the existence of the record, not that its contents are the truth. (Sosinsky v. Grant (1992) 6 Cal.App.4th 1548, 1565.) 

 

Defendant Chase requests judicial notice of the following:

 

Exhibit 1: Bello v. JPMorgan Chase Bank, San Diego Superior Court Case No. 37-2013-00075469-CU-WT-NC (June 4, 2014), order compelling arbitration based on defendant’s Binding Arbitration Agreement.

 

Exhibit 2: Hightower v. JPMorgan Chase Bank, N.A., C.D. Cal. Case No. 11-cv1802, Dkt. No. 140 (Jan. 28, 2014), order compelling arbitration based on defendant’s Binding Arbitration Agreement.

 

Exhibit 3: Sangeladji v. JPMorgan Chase Bank, N.A., Los Angeles Superior Court Case No. BC501672 (Duffy-Lewis, J.) (Jan. 27, 2014), order compelling arbitration on defendant’s Binding Arbitration Agreement.

 

Exhibit 4: Hwang v. JPMorgan Chase Bank, N.A., C.D. Cal. Case No. 11-cv10782 (C.D. Cal. Aug. 16, 2012), order compelling arbitration on defendant’s Binding Arbitration Agreement.

 

Exhibit 5: Cottrell v. JPMorgan Chase & Co., et al., Los Angeles Superior Court Case No. BC577399, Order Granting Petition to Compel Arbitration (Sept. 9, 2015) (Feffer, J.).

 

Exhibit 6: Jonathan De La Cerda v. JPMorgan Chase Bank, N.A., Alameda Superior Court Case No. 22CV008384 (Reilly, J.) (Aug. 25, 2023).

 

Exhibit A: The report attached to the to the Declaration of Alexander L. Grodan, listing the location of each branch operated by Chase as of March 7, 2025, that is maintained by the Federal Deposit Insurance Corporation (“FDIC”) and available for download on the FDIC’s website at: https://banks.data.fdic.gov/bankfindsuite/bankfind/details/628.

 

“‘Judicial notice is the recognition and acceptance by the court, for use by the trier of fact or by the court, of the existence of a matter of law or fact that is relevant to an issue in the action without requiring formal proof of the matter.’” (Lockley v. Law Office of Cantrell, Green, Pekich, Cruz & McCort (2001) 91 Cal.App.4th 875, 882.)

 

Defendant Chase’s request for judicial notice of Exhibit A is granted. However, Exhibits 1 to 6 are trial court rulings in state and federal courts that have no precedential value, and are submitted by the Defendant not as evidence, but as precedent. This is beyond the scope of judicial notice and is legally improper. (See Bolanos v. Superior Court (2008) 169 Cal.App.4th 744, 761; Budrow v. Dave & Buster's of California, Inc. (2009) 171 Cal.App.4th 875, 884–885.) Therefore, the request for judicial notice is denied as to Exhibit 1 to 6.  

 

III.      Discussion

 

Defendant Chase moves to compel arbitration of Plaintiff’s individual PAGA claims on the basis that Plaintiff signed a Binding Arbitration Agreement (the “BAA”). (Drummond Decl., ¶ 6, Ex. A.) The BAA sates in relevant part:

 

Binding Arbitration Agreement:

 

[ . . . ]

 

This agreement will be governed by the Federal Arbitration Act (“FAA”), 9 U.S.C section 1 et seq.

 

As a condition of and in consideration of my employment with JPMorgan Chase & Co. or any of its direct or indirect subsidiaries, I agree with JPMorgan Chase as follows:

 

1.    SCOPE: Any and all “Coved Claims” (as defined below) between me and JPMorgan Chase (collectively “Covered Parties” or “Parties” . . .) shall be submitted to and resolved by final and binding arbitration in accordance with this Agreement.

 

2.    COVERED CLAIMS: “Covered Claims” include all legally protected employment-related claims . . ., that I now have or in the future may have against JPMorgan Chase or its officers, directors, shareholders, employees, or agents which arise out or relate to may employment or separation from employment with JPMorgan Chase . . . arise out of or relate to my employment or separation from employment with JPMorgan Chase . . . including, but not limited to, claims of . . . failure to pay wages, bonuses or other compensation, . . . and violations of any other common law, federal, state, or local statute, ordinance, regulation or public policy . . . .

 

[ . . . ]

 

4.    CLASS ACTION/COLLECTIVE ACTION WAIVER: All Covered Claims under this Agreement must be submitted on an individual basis. No claims may be arbitrated on a class or collective basis unless required by applicable law. Covered Parties expressly waive any right with respect to any Covered Claims to submit, initiate, or participate in a representative capacity or as a plaintiff, claimant or member in a class action, collective action, or other representative or joint action, regardless of whether the action is filed in arbitration or in court. . . . To the extent there is a question of enforceability of class or collective arbitration, it shall be decided only by a court, not an arbitrator.

 

The arbitrator’s authority to resolve disputes and make awards under this Agreement is limited to disputes between: (i) an individual and JPMorgan Chase; and (ii) the individual and any current or former officers, directors, employees and agents, if such individual is sued for conduct within the scope of their employment. No arbitration award or decision will have any preclusive effect as to the issues or claims in any dispute with anyone who is not a named party to the arbitration.

 

[ . . . ]

 

8.   SEVERABILITY:

 

If any part of this Agreement is held to be void or unenforceable, the remainder of the Agreement will be enforceable and any part may be severed from the remainder as appropriate, to the extent permitted by law. . . . . Notwithstanding the foregoing, any issue concerning the validity of the class, collective, or representative or joint action waiver provided in Paragraph 4 of this Agreement must be decided by a court with jurisdiction over the Parties, and an arbitrator does not have authority to consider the issue of the validity of the waiver. If for any reason the class, collective, or representative or joint action waiver is found to be unenforceable, the class, collective, or representative or joint action may only be heard in court and may not be arbitrated under this Agreement.

 

(Drummond Decl., ¶ 6, Ex. A [bold added].)

 

Plaintiff does not challenge Defendant Chase’s assertion that she signed the BAA and that it is a valid agreement. Instead, Plaintiff asserts that because both “individual” and “representative PAGA actions are representative actions brought in the same of the State, Plaintiff’s individual PAGA claim cannot be compelled to arbitration pursuant to the class action waiver provision of Section 4 the BAA.

 

Plaintiff ignores case law that holds that a PAGA action contains both an individual and a representative component. In Viking River Cruises, Inc. v. Moriana (2022) 596 U.S. 639 (Viking), the United States Supreme Court held that “the FAA preempts the rule of [Iskanian v. CLS Transportation Los Angeles, LLC (2014) 59 Cal.4th 348] insofar as it precludes division of PAGA actions into individual and non-individual claims through an agreement to arbitrate.” (Id. at p. 662.) In Adolph v. Uber Technologies, Inc. (2023) 14 Cal.5th 1104, the California Supreme Court confirmed that Viking River allowed PAGA claims to be split into individual and non-individual claims. (Id. at p. 1118.) In other words, PAGA claims are composed of “violations sustained by the plaintiff employee (what Viking River called individual claims” and “claims on behalf of other employees (i.e., non-individual claims).” (Ibid.) “After Viking, every PAGA action is properly understood as a combination of two claims: an ‘individual’ claim, arising from the Labor Code violations suffered by the plaintiff or plaintiffs themselves, and a ‘representative’ claim, arising from violations suffered by other employees.” (Piplack v. In-N-Out Burgers (2023) 88 Cal.App.5th 1281, 1288.)

 

Here, the severance provision in Section 8 of the BAA, prevents the representative waiver of Section 4 from being a wholesale PAGA action waiver, thus allowing Plaintiff’s PAGA action to be served into an individual claim and a representative claim. (See Westmoreland v. Kindercare Education LLC (2023) 90 Cal.App.5th 967, 982.) Otherwise, Plaintiff would be prohibited from bringing a PACA action “regardless of whether the action is filed in arbitration or in court.” (Drummond Decl., ¶ 6, Ex. A [bold added].)

 

Moreover, the BAA class action waiver in this action is similar to waiver provisions in the arbitration agreement in Adolph, which stated: “To the extent permitted by law, you and Company agree not to bring a representative action on behalf of others under the [PAGA] in any court or in arbitration.” (Adolph, supra, 14 Cal.5th at p. 1115.) However, because the arbitration agreement also included a severability clause, the plaintiff’s individual PAGA claims could be compelled to arbitration and the representative action stayed. (Ibid.) Even though the government is the real party in interest in a PAGA action and an aggrieved employee “functions as a substitute for an action brought by the government itself”, the employee’s individual PAGA claim can be compelled into arbitration, regardless of its representative nature. (Id. at p. 1117.)

 

Accordingly, the court does not read the BAA as prohibiting representative claims or preventing the severance of PAGA claims into individual and representative claims. The language of the BAA is broad and applies to “Any and all ‘Coved Claims’ including, but not limited to, claims of . . . failure to pay wages, bonuses or other compensation, . . . and violations of any other common law, federal, state, or local statute, ordinance, regulation or public policy . . . .” (Drummond Decl., ¶ 6, Ex. A.) Therefore, whether Plaintiff is an “aggrieved employee” “against whom one or more of the alleged violations was committed” is a covered claim that arises out of Plaintiff’s employment with Defendant Chase and is a question that should be submitted to arbitration. (Lab. Code, § 2699(c).)

 

As to Plaintiff’s second point, the court does not find that sending Plaintiff’s individual PAGA claims to arbitration is a “futile act” because the BAA is binding on Plaintiff and Defendant but not on unnamed parties, meaning arbitration will have a preclusive effect on this action. (Civ. Code, § 3532.)

 

Lastly, as to Defendant Chase’s request for a statement of decision, Defendant cites no statute or case law finding that a statement of decision is required. Defendant Chase’s citation to Metis Development LLC v. Bohacek (2011) 200 Cal.App.4th 679, 689, fn. 3 only notes that certain cases cited therein “do not expressly hold, but perhaps imply, that a statement of decision would have been required if requested.” “[C]ases are not authority for propositions not considered therein.” (Roberts v. City of Palmdale (1993) 5 Cal.4th 363, 372.)

 

Therefore, Defendant Chase’s request for a statement of decision is denied.

 

The motion to compel arbitration of Plaintiff’s individual PAGA claims is granted, and the representative PAGA action is stayed.

 

Conclusion

 

Defendant Chase’s motion to compel arbitration of Plaintiff’s Individual PAGA claims is granted. Plaintiff’s representative PAGA action is stayed pending arbitration.





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