Judge: Gary I. Micon, Case: 24CHCV00762, Date: 2025-05-12 Tentative Ruling

Case Number: 24CHCV00762    Hearing Date: May 12, 2025    Dept: F43

Dept. F43

Date: 05-12-25

Case # 24CHCV00762, American Express National Bank v. Jae Lee aka Jae Y. Lee

Trial Date: 08-17-26

 

MOTION TO ENFORCE SETTLEMENT AGREEMENT

 

MOVING PARTY: Plaintiff American Express National Bank

RESPONDING PARTY: No response has been filed.

 

RELIEF REQUESTED

Order granting judgment pursuant to defendant Jae Lee aka Jae Y. Lee’s default under the terms of a written Settlement Agreement.

 

RULING: Motion is granted.

 

SUMMARY OF ACTION

On March 11, 2024, American Express National Bank filed this action against Jae Lee aka Jae Y. Lee to collection a $36,127.22 debt.  The complaint alleges two common count claims.

 

On the parties executed a written settlement agreement on May 28, 2024 (Jae Lee) and June 19, 2024 (American Express).  On June 20, 2024, American Express filed an application for the court to retain jurisdiction under Code Civ. Proc., § 664.6 and to dismiss this case.

 

Lee breached the agreement by failing to make timely payments.

 

American Express now moves to enforce the written settlement agreement.  No opposition has been filed.

 

REQUEST FOR JUDICIAL NOTICE

American Express asks the court to take judicial notice of the following:

 

·         Exhibit 1 - Settlement Agreement

·         Exhibit 2 - Default letter sent from American Express to Defendant about defaulting under the Settlement Agreement

 

The court grants judicial notice of Exhibit 1 pursuant to Evid. Code, § 452(d) and Exhibit 2 pursuant to Evid. Code, § 453.

 

ANALYSIS

“If parties to pending litigation stipulate, in a writing signed by the parties outside of the presence of the court or orally before the court, for settlement of the case, or part thereof, the court, upon motion, may enter judgment pursuant to the terms of the settlement.  If requested by the parties, the court may retain jurisdiction over the parties to enforce the settlement until performance in full of the terms of the settlement.”  (Code Civ. Proc. § 664.6, subd. (a).)  

 

In determining a motion to enforce a settlement under Code of Civil Procedure section 664.6, the court seeks to determine whether the parties entered into a valid and binding settlement of all or part of the case.  (In re Marriage of Assemi (1994) 7 Cal.4th 896, 905.)  “To do so it may receive oral testimony in addition to declarations.  If the same judge presides over both the settlement and the section 664.6 hearing, he may avail himself of the benefit of his own recollection.”  (Kohn v. Jaymar-Ruby, Inc. (1994) 23 Cal.App.4th 1530, 1533.)

 

Here, American Express presents its attorney’s declaration, a copy of the stipulated agreement, and a copy of a December 6, 2024 default letter sent to Lee.  (Declaration of Spencer Penuela, Exhs. 1, 2.)

 

On May 28, 2024 and June 19, 2024, Lee and American Express, respectively, signed the settlement agreement.  (Penuela Dec., Exh. 1, at p. 5.)  Under this agreement, Lee agreed to pay American Express the settlement amount of $27,100.00 in $1,129.00 monthly installments beginning May 24, 2024.  (Exh. 1, at pp. 2-3.)  Lee was required to make all subsequent payments no later than the 24th of each month until the final payment of $1,133.00 on April 24, 2026.  (Exh. 1, at p. 3.)  The parties also agreed to release each other from all claims, and American Express agreed not to pursue the full account balance of $36,127.22.  (Exh. 1, at p. 3.)

 

Lee defaulted under the agreement.  (Penuela Dec., ¶ 5.)  Lee made one $1,129.00 payment.  (Penuela Dec., ¶ 5.)  According to the agreement, Lee should have already paid $10,161.00.  (Penuela Dec., ¶ 5.)  Counsel has made attempts to contact Lee’s counsel (Exh. 2.), but Lee’s counsel has not responded.  (Penuela Dec., ¶ 6.)  Counsel cannot contact Lee directly because Lee is a represented party and because Civil Code section 1788.14(c) prohibits communication with the defendant when a debt collector has been notified in writing that the defendant is represented by an attorney with respect to consumer debt.  (Penuela Dec., ¶¶ 7-8.)

 

The agreement states that if Lee defaults, American Express may move for entry of judgment on the full account balance ($36,127.22), less credit for payments received under the settlement agreement, plus any court costs associated with filing and serving this action or any motion to obtain judgment under the settlement agreement.  (Exh. 1, at pp. 3-4 [“[I]f either Party initiates a new action to enforce the terms of this Settlement Agreement, the prevailing party in that action shall be awarded reasonable attorney’s fees and court costs.”].)

 

American Express has shown that Lee is in default and seeks judgment in the principal amount of $34,998.22 [$36,127.22 (account balance) - $1,129.00 (payment made)], plus court costs of $ 597.84 [$458.77 (complaint filing fee) + $79.07 (service of process fee) + $60.00 (filing fee for this motion)]: $35,596.06 total judgment.  (Penuela Dec., ¶ 9.)

 

The court finds that American Express is entitled to a $35,596.06 judgment: $34,998.22 principal plus $597.84 in filing and service fees, less a $1,129.00 payment.

 

Accordingly, the court orders enforcement of the settlement agreement and awards American Express $35,596.06.

 

CONCLUSION and ORDER

The court enters judgment against defendant Jae Lee aka Jae Y. Lee in the amount of $35,596.06 and orders the following:

 

  1. Defendant must pay Plaintiff a lump sum of $35,596.06.
  2. Defendant must remit payment to Plaintiff’s counsel within 20 days of the date of this order.

 

Plaintiff American Express National Bank to give notice.





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