Judge: Mark A. Young, Case: 23SMCV00841, Date: 2023-08-23 Tentative Ruling



Case Number: 23SMCV00841    Hearing Date: August 23, 2023    Dept: M

CASE NAME:           Jalalian, v. DP007 16th Street LLC, et al.

CASE NO.:                23SMCV00841

MOTION:                  Demurrer to the Complaint and Motion to Strike

HEARING DATE:   8/23/2023

 

Legal Standard

 

            A demurrer for sufficiency tests whether the complaint states a cause of action. (Hahn v. Mirda (2007) 147 Cal.App.4th 740, 747.) When considering demurrers, courts read the allegations liberally and in context. In a demurrer proceeding, the defects must be apparent on the face of the pleading or via proper judicial notice. (Donabedian v. Mercury Ins. Co. (2004) 116 Cal.App.4th 968, 994.) A demurrer tests the pleadings alone and not the evidence or other extrinsic matters. Therefore, it lies only where the defects appear on the face of the pleading or are judicially noticed. (CCP §§ 430.30, 430.70.) At the pleading stage, a plaintiff need only allege ultimate facts sufficient to apprise the defendant of the factual basis for the claim against him. (Semole v. Sansoucie (1972) 28 Cal. App. 3d 714, 721.) A “demurrer does not, however, admit contentions, deductions or conclusions of fact or law alleged in the pleading, or the construction of instruments pleaded, or facts impossible in law.” (S. Shore Land Co. v. Petersen (1964) 226 Cal.App.2d 725, 732, internal citations omitted.)

 

            A special demurrer for uncertainty is disfavored and will only be sustained where the pleading is so bad that defendant cannot reasonably respond—i.e., cannot reasonably determine what issues must be admitted or denied, or what counts or claims are directed against him/her. (CCP § 430.10(f); Khoury v. Maly’s of Calif., Inc. (1993) 14 Cal.App.4th 612, 616.) Moreover, even if the pleading is somewhat vague, “ambiguities can be clarified under modern discovery procedures.” (Ibid.)

 

            Any party, within the time allowed to respond to a pleading may serve and file a notice of motion to strike the whole or any part thereof. (CCP § 435(b)(1); Cal. Rules of Court, Rule 3.1322(b).) The court may, upon a motion or at any time in its discretion and upon terms it deems proper: (1) strike out any irrelevant, false, or improper matter inserted in any pleading; or (2) strike out all or any part of any pleading not drawn or filed in conformity with the laws of California, a court rule, or an order of the court. (CCP §§ 436(a)-(b); Stafford v. Shultz (1954) 42 Cal.2d 767, 782 [“Matter in a pleading which is not essential to the claim is surplusage; probative facts are surplusage and may be stricken out or disregarded”].)

 

            “Liberality in permitting amendment is the rule, if a fair opportunity to correct any defect has not been given.” (Angie M. v. Superior Court (1995) 37 Cal.App.4th 1217, 1227.) It is an abuse of discretion for the court to deny leave to amend where there is any reasonable possibility that plaintiff can state a good cause of action. (Goodman v. Kennedy (1976) 18 Cal.3d 335, 349.) The burden is on plaintiff to show in what manner plaintiff can amend the complaint, and how that amendment will change the legal effect of the pleading. (Id.)

 

Analysis

 

Request for Judicial Notice

 

Defendants’ requests for judicial notice are GRANTED.

 

Plaintiff’s request for judicial notice is GRANTED.

 

Discussion

 

      Defendants Beacon Default Management, Inc., Mountain West Debt Fund LP, Mountain West REIT, LLC and MWDF 830 Santa Monica, LLC demur to the First Amended Complaint (FAC) and, as to Mountain West, move to strike the request for punitive damages.

 

Rescinded Foreclosure

 

            Defendants demur to each cause of action on the grounds that the original foreclosure was invalid, fatally defective, void, and properly rescinded. Plaintiff’s claims based on the rescinded foreclosure process would therefore fail, including the quiet title, declaratory relief and bid-rigging causes of action.

 

The elements of an action to quiet title include: (1) description of the property; (2) Plaintiff’s title or interest and the basis of title; (3) defendant’s asserting adverse claim or antagonistic property interest; (4) date as of which the determination is sought; and (4) prayer for determination of title. (CCP §761.020; see Lucas v. Sweet (1956) 47 Cal.2d 20, 22 [sufficient to plead that plaintiff is the owner of described property, defendant wrongfully claims interest, unless complaint reveals a defect in title]; Dreher v. Rohrmoser¿(1955) 134 Cal.App.2d 196, 198 [complainants can specifically plead the invalidity of defendants’ legal title and courts may enter such judgment as the equities require].) A complaint to quiet title must be verified. (Lewis v. Superior Court (1994) 30 Cal.App.4th 1850, 1866.) 

 

            In the first two causes of action, the FAC seeks to quiet title against Defendants on the grounds that Plaintiff was the prevailing bidder at a non-judicial foreclosure auction. Defendant Beacon was the trustee under the deed of trust (DOT) at the time of the nonjudicial foreclosure that is the subject of this case. (FAC ¶ 9.) At the time of the recording of the Notice of Trustee’s Sale that preceded the foreclosure sale, the beneficiary of the DOT was Defendant Mountain West REIT, LLC. At the time of the foreclosure sale, Defendant MWDF 830 Santa Monica, LLC was the beneficiary under the DOT and held itself out as the owner of the Subject Property by way of a Trustee’s Deed Upon Sale recorded on February 7, 2023. (FAC ¶ 11.) The Trustee’s Deed Upon Sale was since purportedly rescinded. (Id.)

 

            On September 28, 2022, Beacon and Mountain West REIT recorded a Notice of Default concerning the DOT with the County of Los Angeles, as Document Number 20220943201. (FAC, ¶ 21.) On December 28, 2022, a Notice of Trustee’s Sale under the DOT was executed by Beacon on behalf of Mountain West REIT concerning the Subject Property, which was thereafter recorded in the County of Los Angeles on December 29, 2022, as Document Number 20221204981. (FAC, ¶ 22.) The foreclosure sale was held on January 31, 2023, by STOX Posting and Publishing, LLC (“STOX”), serving as auctioneer agent for Defendants Beacon, Mountain West REIT, and 830 Santa Monica. (FAC, ¶ 23.) On January 31, 2023, no bids were received. (FAC ¶ 24.) Ownership of the Subject Property reverted “Back to Beneficiary” for a bid of “$100,000.00.” (FAC ¶¶ 25-26.)

 

            On February 7, 2023, without allowing for the statutory periods to expire, Beacon executed a Trustee’s Deed Upon Sale, and caused it to be recorded in the County of Los Angeles, on February 7, 2023, as Document Number 20210377262, wherein ownership of the Subject Property was purportedly granted to Defendant 830 Santa Monica. (FAC ¶ 27.) Within the 15-day time period set forth in Civil Code section 2924m(a)(1) and (c)(2), Plaintiff delivered to Beacon her intent to bid via Federal Express, US Post Delivery Confirmation, and electronic mail. (FAC ¶ 29.) On advice of counsel, Beacon explained to Plaintiff that the Trustee’s Deed Upon Sale was rescinded pursuant to Civil Code section 1058.5(b) because they failed to comply with Civil Code sections 2923.3 and 2924f(b)(8)(A). (FAC ¶¶30-32.) Notably, this forms the basis of Defendants’ property interest. (FAC ¶ 43.)

 

            Plaintiff specifically pleads that the basis for the rescission, an alleged failure to comply with Civil Code sections 2923.3 and 2924f(b)(8)(A), is “insufficient” to rescind the sale as a matter of law. (FAC ¶ 44.) She alleges that she perfected her title interest when she submitted a bid on March 17, 2023. (FAC ¶ 39.) Beacon received from Plaintiff cashier’s checks aggregating $1,020,000.00. (FAC ¶¶ 33, 39.) Due to this bid, and the failure to properly rescind, Beacon is now wrongfully withholding the Trustee’s Deed Upon Sale from Plaintiff and has no basis to rescind. (FAC ¶ 34.) Plaintiff further claims that Beacon’s reasons for rescission are pretext to set aside the sale due to their negligence in opening the bid for the Property at $100,000.00. (FAC ¶37.)

 

            As alleged, Defendants point to Civil Code section 2933.3(a), which provides delivery requirements for notices of default on certain types of real property:

 

With respect to residential real property containing no more than four dwelling units, a mortgagee, trustee, beneficiary, or authorized agent shall provide to the mortgagor or trustor a copy of the recorded notice of default with an attached separate summary document of the notice of default in English and the languages described in Section 1632, as set forth in subdivision (c), and a copy of the recorded notice of sale with an attached separate summary document of the information required to be contained in the notice of sale in English and the languages described in Section 1632, as set forth in subdivision (d)…

 

Failure to provide these summaries to the mortgagor or trustor shall have the same effect as if the notice of default or notice of sale were incomplete or not provided. (Civ. Code § 2933.3(e).)  Defendants point out that the recorded instruments (including the Notice of Default and the Notice of Sale) do not contain the required multi-language summaries. (COE 7 (Notice of Default); RJN 7; COE 8 (Notice of Sale); RJN 8.) Code of Civil Procedure section 1058.5 permits a trustee who has made a material error in a foreclosure sale to unwind the sale. 

 

            Plaintiff argues that Section 2923.3 does not apply to this mortgage because it only applies to foreclosures on “residential real property containing no more than four dwelling units.” (Civ. Code § 2923.3.) Plaintiff contends that none of the units were “dwellings” because they were unoccupied and without utilities. “At the time the Subject Property was acquired by 16th Street LLC, the Property was unoccupied. Since 16th Street LLC obtained ownership of the Subject Property, at no time was the Subject Property used as a home, residence, or sleeping place of any person, nor did any number of people maintain a common household therein. The Subject Property has not had active utility services for electric, gas, or water in over four years. The Property does not meet current building codes in the City of Santa Monica to be inhabited.” (FAC ¶ 8.) Lastly, Plaintiff alleges that the Subject Property would be “inhabitable” within 60 days of the trustee’s deed upon sale being recorded. (FAC ¶ 8.) However, these facts would not establish that the Property was not subject to section 2923.3.

 

The FAC alleges that the Subject Property contained residential property from one to four units of a size of approximately 2,191 square feet each. (FAC ¶ 17.) The Subject Property is zoned as SMR2, which “is intended to provide areas for a variety of lowdensity housing types. These include single-unit housing, duplexes and triplexes, lowscale multi-unit housing, townhouses, and courtyard housing…” (FAC ¶ 18.) Presently, the Subject Property contains/contained a two-unit residential structure, unoccupied, and undergoing remodeling. (FAC ¶ 19, emphasis added.)

 

Plaintiff relies on the definition of dwelling unit provided in Civil Code section 1940, which states that a “Dwelling unit” means “a structure or the part of a structure that is used as a home, residence, or sleeping place by one person who maintains a household or by two or more persons who maintain a common household.” (Civ. Code § 1940(c), emphasis added; see also Civ. Code §1954.51 [“‘Residential real property’ includes any dwelling or unit that is intended for human habitation.”].) Even using this definition, the FAC evidences that the Subject Property’s units were residential units, and thus dwelling units. To wit, the FAC alleges that the property units were “residential” and less than four units. The statutes do not require that the dwelling unit actually be vacant or owner-occupied. Accordingly, any omission of the notices required by section 2923.3 would render the subject sale defective, void, and rescindable. (Civil Code §2923.3(e).)  

 

Beacon allegedly invoked the statutory process for rescinding the foreclosure sale by recording a Notice of Rescission of Trustee’s Deed Upon Sale (“Notice of Rescission”) pursuant to California Civil Code Section 1058.5(b), in the Official Records of Los Angeles County, as Document No. 20230119633 on February 24, 2023. This notice provides that “the foreclosure sale which was conducted without completion of the statutory notice requirements for one to four-unit residential property, a condition which would have warranted a cancellation of the foreclosure which did occur on 1/31/2023[.]” (COE, Ex. 11.)

 

Plaintiff has the burden of pleading that she is entitled to the Subject Property’s title. Since the facts and judicially noticeable documents demonstrate that Defendants rescinded their sale prior to her bid, Plaintiff needs to allege facts that show the rescission itself was invalid. Without further allegations of fact pertaining to Defendants’ notices, Plaintiff’s contention that the rescission was invalid is a legal conclusion without any factual support. (FAC ¶ 31.) Indeed, Plaintiff alleges that the Notice of Recission was invalid because the alleged failure to comply with Civil Code sections 2923.3 is insufficient to rescind the sale. (FAC ¶ 44.) However, as discussed above, it is sufficient to rescind the sale. Even read liberally, the FAC does not reveal facts which show that the rescission was invalid. Plaintiff does not otherwise proffer any facts which would show that the rescission was invalid. For example, Plaintiff could plead that Defendants, in fact, complied with Civil Code sections 2923.3. However, Plaintiff did not and does not offer to allege such facts.

 

Accordingly, Defendants’ demurrers are SUSTAINED. Leave to amend will only be granted if Plaintiff proffers facts showing that the pled rescission was invalid.

 

Third Cause of Action for Bid-Rigging

 

Defendants also argue that the third cause of action pursuant to section 2924h(g) fails to allege any of its required elements.

 

As with the first and second causes of action, the third cause of action is also based on Civil Code section 2924m and would fail for the same reasons discussed above. Moreover, there does not appear to be any separately enforceable private right of action under either section 2924m or 2924h(g). As noted by the FAC, the only remedies provided by section 2924h are criminal in nature. The statute provides:

 

(g) It shall be unlawful for any person, acting alone or in concert with others, (1) to offer to accept or accept from another, any consideration of any type not to bid, or (2) to fix or restrain bidding in any manner, at a sale of property conducted pursuant to a power of sale in a deed of trust or mortgage. However, it shall not be unlawful for any person, including a trustee, to state that a property subject to a recorded notice of default or subject to a sale conducted pursuant to this chapter is being sold in an “as-is” condition.

 

In addition to any other remedies, any person committing any act declared unlawful by this subdivision or any act which would operate as a fraud or deceit upon any beneficiary, trustor, or junior lienor shall, upon conviction, be fined not more than ten thousand dollars ($10,000) or imprisoned in the county jail for not more than one year, or be punished by both that fine and imprisonment.

 

(Civ. Code § 2924h(g), emphasis added.)

 

Plaintiff does not provide any authority showing that section 2924h is independently actionable, or that any private right of action exists under Civil Code section 2924m.

 

Accordingly, Defendants’ demurrers are SUSTAINED without leave to amend.

 

Defendant Mountain West’s motion to strike is MOOT.