Judge: Michael E. Whitaker, Case: 24SMCV02219, Date: 2024-10-21 Tentative Ruling

Case Number: 24SMCV02219    Hearing Date: October 21, 2024    Dept: 207

TENTATIVE RULING

 

DEPARTMENT          207

HEARING DATE       October 21, 2024

CASE NUMBER        24SMCV02219

MOTION                    Motion to Set Aside Entry of Default

MOVING PARTY      Defendant Georgi Aghamyan

OPPOSING PARTY   none

 

MOTION

 

On May 10, 2024, Plaintiff JPMorgan Chase Bank, N.A. (“Plaintiff”) filed suit against Defendants Jordin Trade, Inc. (“Jordin”) and Georgi Aghamyan (“Aghamyan”), alleging four causes of action for (1) breach of contract (against Jordin); (2) breach of guaranty (against Aghamyan); (3) breach of contract (against Jordin); and (4) breach of guaranty (against Aghamyan) stemming from two loans. 

 

The proof of service indicates Aghamyan was served by substitute service by leaving the documents with “Jane Doe,” as “the employee in charge” at an address in Lancaster, California, and subsequently mailing copies of the documents to Aghamyan at that same address. 

 

On September 6, 2024, as Plaintiff requested, the Court entered default as to both Defendants.  Aghamyan now moves to set aside the default and to quash the summons.  The motion is unopposed.

 

ANALYSIS

 

                          I.          DISCRETIONARY AND MANDATORY RELIEF

 

            Code of Civil procedure section 473 “includes a discretionary provision, which applies permissively, and a mandatory provision, which applies as of right.” (Minick v. City of Petaluma (2016) 3 Cal.App.5th 15, 25 (hereafter Minick).)  “Section 473 is a remedial statute to be “applied liberally” in favor of relief if the opposing party will not suffer prejudice.  Because the law strongly favors trial and disposition on the merits, any doubts in applying section 473 must be resolved in favor of the party seeking relief from default.  Unless inexcusable neglect is clear, the policy favoring trial on the merits prevails.”  (Minick, supra, 3 Cal.App.5th at p. 24 [cleaned up].) 

 

The party or the legal representative must seek such relief “within a reasonable time, in no case exceeding six months, after the judgment, dismissal, order, or proceeding was taken.” (Code Civ. Proc., § 473, subd. (b); see Rappleyea v. Campbell (1994) 8 Cal.4th 975, 980 [“because more than six months had elapsed from the entry of default, and hence relief under section 473 was unavailable”]; People v. The North River Ins. Co. (2011) 200 Ca.App.4th 712, 721 [motion for relief under section 473 must be brought “within a reasonable time, in no case exceeding six months”]).  “The six-month limit is mandatory; a court has no authority to grant relief under section 473, subdivision (b), unless an application is made within the six-month period.”  (Arambula v. Union Carbide Corp. (2005) 128 Cal.App.4th 333, 340, citations omitted.) 

 

A.    DISCRETIONARY RELIEF

 

Per Code of Civil Procedure section 473, subdivision (b), a court may “relieve a party or his or her legal representative from a judgment, dismissal, order, or other proceeding taken against him or her through his or her mistake, inadvertence, surprise, or excusable neglect.”

 

B.    MANDATORY RELIEF

 

Notwithstanding any other requirements of this section, the court shall, whenever an application for relief is made no more than six months after entry of judgment, is in proper form, and is accompanied by an attorney's sworn affidavit attesting to his or her mistake, inadvertence, surprise, or neglect, vacate any (1) resulting default entered by the clerk against his or her client, and which will result in entry of a default judgment, or (2) resulting default judgment or dismissal entered against his or her client, unless the court finds that the default or dismissal was not in fact caused by the attorney's mistake, inadvertence, surprise, or neglect.

 

(Code Civ. Proc., § 473, subd. (b).)  “In considering whether the trial court properly denied relief under section 473(b), the first question is the sufficiency of defendants' showing of attorney fault, if believed, to trigger the mandatory relief provisions of that statute.”  (Standard Microsystems Corp. v. Winbond Electronics Corp. (2009) 179 Cal.App.4th 868, 896, disapproved on other grounds by Even Zohar Construction & Remodeling, Inc. v. Bellaire Townhouses, LLC (2015) 61 Cal.4th 830 (hereafter Standard).)  “Under section 473(b), a party is entitled to relief from a default and resulting judgment whenever, on timely application for relief, his attorney ‘attest[s] to his or her mistake, inadvertence, surprise, or neglect’ in connection with the default or the judgment.”  (Ibid.) 

 

In support of the motion, Aghamyan provides his own declaration, and the declaration of his counsel.  Aghamyan does not dispute that the address at which he was served is his home and that he received the service.  Rather, Aghamyan argues that he was confused by the papers because he has no connection to Jordin Trade, Inc. and did not take out a loan from Chase Bank.  Instead of retaining an attorney, he first tried to file a police report that someone was using his name.  The Aghamyan declaration provides:

 

2. My primary language is Armenian, Eastern dialect. I therefore did not then seek advice of an attorney. Instead, on July 7, 2024, I took the papers to the Los Angeles County Sheriff s Department in Lancaster to file a report that someone was using my name. I was told that the Sheriff's Department could not do anything about it, because it was a civil matter. On July 8,2024, I went to the Superior Court in Santa Monica at the address listed on the summons. I went to the clerk's office and was directed to a courtroom. I do not recall the courtroom. At that time, I spoke with a clerk, attempting to explain to the clerk that Chase Bank had named the wrong person and that I was not part of Jordin Trade, Inc. The clerk patiently explained to me that I should contact an attorney for assistance.

 

3. I thereafter sought out the advice from those in my circle of friends, who referred me to Ara Joe Keropian. I made an appointment for July 18, 2024 and discussed the matter with him.

 

4. After July 18, 2024, I had collected documents and things for Mr. Keropian to show that I did not obtain a loan using Jordin Trade, Inc, and provided what documents I had.

 

(Aghamyan Decl. ¶¶ 2-4.)

 

Further, Aghamyan argues that, upon retaining counsel, his attorney was in the process of trying to connect with Plaintiff’s counsel to explain the apparent mistaken identity when, without warning, Plaintiff requested and was granted an entry of default.  The Keropian declaration provides:

 

2. I met with Georgi Aghamyan on July 18, 2024. I had not agreed to represent Mr. Aghamyan at that time, but required to review documentation, which Mr. Aghamyan did not have at that time, but later provided to me.

 

3. Once I obtained some documentation regarding Mr. Aghamyan’s identity, that of Jordin Trade, Inc., and so forth, I first reached out to Michele Sabo Assayag who was listed as lead attorney on the caption of the complaint and sent an email to her advising her of my representation of Mr. Aghamyan and that he never pulled a loan from Chase Bank. I was thereafter referred to Joshua Partington, who wrote back, “Thanks very much, Mr. Keropian. I will forward your email to the Bank to discuss and we will get back to you. Thanks!” A true and correct copy of my email exchange with opposing counsel is attached hereto as Exhibit “1”.

 

4. On August 14, 2024, I received an email from opposing counsel asking me to call him regarding some information regarding Mr. Aghamyan. Thereafter, I made numerous attempts to reach Mr. Partington via telephone but was not able to reach him. On August 22, 2024, for example, I emailed Mr. Partington, “Hey Joshua, I seem to be calling you at the wrong times. Give me a call at 818 - 724-8880 whenever you get a chance. Thanks,”

 

5. Because I thought we might be able to resolve the matter without litigation and the conversations were friendly, courteous and professional, asking for an extension of time within which to respond to the complaint slipped my mind. I was more focused on getting to the facts and believed that once Chase Bank saw that this matter was a case of identity theft, that it would be resolved with respect to Georgi Aghamyan.

 

6. I never received any notice, either verbal or written, from opposing counsel that Plaintiff was intending to take Defendant’s default or would take his default if an answer was not filed during our negotiations. I recall still attempting to reach opposing counsel after August 22, 2024, during the time that I was waiting for opposing counsel to get back to me in regard to his August 13, 2024 email advising me: “Thanks very much, Mr. Keropian, I will forward your email to the Bank to discuss and we will get back to you. Thanks!”

 

7. On September 12, 2024 at 5:24 p.m., I received an email from opposing counsel, stating: “I spoke with my client and they do not believe that the identity theft that has been alleged by your client in fact occurred. Happy to discuss further. Please let me know a time we can speak tomorrow. Thank you.”

 

8. As stated above, I had no advance warning or notice that a default would be entered against Mr. Aghamyan unless an answer was filed and was never informed by opposing counsel that Mr. Aghamyan’s default was taken on September 6, 2024. Mr. Aghamyan made an appointment and came in with the request for entry of default, whereupon, I immediately emailed opposing counsel on September 13, 2024: “Joshua, I’m not sure why your office filed a request for default for Mr. Aghamyan, especially considering I've been trying to contact you regarding this issue for the last few weeks, and left messages and emails. Nevertheless, I intend to set aside the default now (with proposed answer), let me know if you'd like to stipulate to it, and continue our discussion whether your client has filed against the appropriate person. If your client does indeed have something they want to see regarding my client's identity, I will be more than happy to provide. Thanks,”

 

9. I certainly recognize that it was a fault on my part not to request an extension of time. But given the tenor of my communications with Plaintiff’s counsel in that they were friendly, courteous, professional and negotiations were being conducted in good faith, I maintained a relaxed attitude toward procedural issues. Quite frankly, under the circumstances, I expected a warning before my client’s default was taken.

 

10. A proposed answer is attached hereto as Exhibit “B”

 

(Keropian Decl. ¶¶ 2-10.)

 

Because default was entered after Counsel was retained and actively communicating with Plaintiff’s counsel, the Court finds the failure to request and obtain an extension of time to respond to the complaint was Counsel’s.  However, in light of the parties’ ongoing communications, the Court finds that Counsel’s neglect was excusable.

 

Therefore, because the Court finds that the default was entered due to Counsel’s excusable neglect, and because the request to set aside was made within six months of entry of default, relief is mandatory.

 

CONCLUSION

 

            Therefore, having found the motion timely and that default was entered due to Counsel’s excusable neglect, the Court grants the motion and sets aside the default of September 6, 2024 entered against Aghamyan. 

 

            Aghamyan shall file and serve a response to the complaint on or before November 15, 2024. 

 

            Further, on the Court’s own motion, the Court vacates the Order to Show Cause re Entry of Default Judgment set on January 15, 2025. 

 

            Further, on the Court’s own motion, the Court sets a Case Management Conference on January 15, 2025 at 8:30 A.M. in Department 207.  All parties shall comply with California Rules of Court, rules 3.722, et seq., regarding Initial and Further Case Management Conferences.  In particular, all parties shall adhere to the duty to meet and confer (Rule 3.724) and to the requirement to prepare and file Case Management Statements (Rule 3.725). 

 

            The Clerk of the Court shall provide notice of the Court’s orders.

 

 

DATED: October 21, 2024                                                    ___________________________

Michael E. Whitaker

                                                                                          Judge of the Superior Court