Judge: Michael Shultz, Case: 24CMCP00073, Date: 2024-06-13 Tentative Ruling

Case Number: 24CMCP00073    Hearing Date: June 13, 2024    Dept: A

24CMCP00073 In re Petition of: Palm Gate Agency, LLC

Thursday, June 13, 2024, at 8:30 a.m.

 

[TENTATIVE] ORDER GRANTING PETITION TO APPROVE TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS

 

       Real party in interest, Breniyah Burley (“Burley”), settled a prior civil action in Case No. TC027341 Brejanea Burley, et al. v. County of Los Angeles for the alleged wrongful death of a parent. The Hon. Mark C. Kim approved the settlement of $600,000 on January 13, 2022, which funds were used to settle an annuity providing for structured payments to Burley over time.

       Burley has entered into an agreement to sell a portion of future scheduled payments totaling $179,457.24. In exchange, Burley agreed to accept $45,548.00, which is the discounted present value of the transferred payments.

       California Insurance Code section 10139.5 provides that a transfer of structured settlement payment rights is not effective unless the transfer has been approved in advance in a final court order based on the following express findings by the court:

(1)  The transfer is in the best interest of the payee, considering the welfare and support of the payee’s dependents.

(2)  The payee has been advised in writing by the transferee to seek independent professional advice regarding the transfer and has either received that advice or knowingly waived that advice in writing.

(3)  The transferee has provided the payee with a disclosure form that complies with Section 10136 and the transfer agreement complies with Sections 10136 and 10138.

(4)  The transfer does not contravene any applicable statute or the order of any court or other government authority.

(5)  The payee reasonably understands the terms of the transfer agreement, including the terms set forth in the disclosure statement required by Section 10136.

(6)  The payee understands and does not wish to exercise the payee’s right to cancel the transfer agreement. (Ins. Code, § 10139.5(a).)      

       In determining whether the proposed transfer of structured settlement rights is reasonable and in the best interest of the transferor, the court considers the totality of circumstances “including, but not limited to: (1) the reasonable preference and desire of the payee to complete the proposed transaction, taking into account the payee’s age, mental capacity, legal knowledge, and apparent maturity level; (2) the stated purpose of the transfer; (3) the payee’s financial and economic situation; (4) the terms of the transaction, including whether the payee is transferring monthly or lump sum payments or all or a portion of his or her future payments; (5) whether the future periodic payments were intended to pay for future medical care of the payee related to the incident that was the subject of the settlement; (6) whether the payee has other means of income or support sufficient to meet the payee’s future financial obligations for support of payee’s dependents, such as child support; (7) whether there were previous transactions involving payee’s structured settlement payments; and (8) whether the payee and his or her dependents are facing a hardship situation.” Ins. Code, § 10139.5(b).

       Petitioner provided the required disclosures to the transferor including the terms of the transfer and advising transferor to seek legal advice, among other information required by statute. (Pet Ex. D, E.).

       Burley is now 19 years old, is not married, and does not have dependents. (Burley Decl, Ex. F.) Burley will use the funds to pay for college tuition as she is currently in three different schools. (Burley Decl., Ex. H.) She requires the funds for a rental she has obtained. She does not wish to incur student loan obligations. She will not use the funds for future living expenses.

       Based on the foregoing, the Court approves the Petition for Transfer of Structured Settlement Payments.