Judge: Michael Small, Case: BC680425, Date: 2023-05-11 Tentative Ruling

Inform the clerk if you submit on the tentative ruling. If moving and opposing parties submit, no appearance is necessary.


Case Number: BC680425    Hearing Date: May 11, 2023    Dept: 57

On October 19, 2017, the People  of the State of California ("the People") sued Adir International, Inc, dba Curaco and LA Curaco, and Ron Azarkman (collectively, "the Defendants") alleging, inter alia, that the Defendants had violated Section 17200 of the Business and Professions which is known as the Unfair Competition Law ("UCL").  Claims under the UCL must be predicated on violations of some other law.  As pertinent here, the People alleged in their First Amended Complaint ("FAC"), which was filed on February 19, 2020, predicate violations of the California Insurance Code arising from the Defendants' sale of a certain type of insurance as part of Defendants' sale of merchandise at their retail stores.  Following a bench trial, the Court on April 7, 2023 (per Judge Steven Kleifield) issued a Final Judgment and Permanent Injunction ("the Judgment").  In Paragraph 4 of the Final Judgment, the Court found Defendant Curaco liable for 318, 807 Insurance Code violations, and that Defendants had to pay civil penalties at a rate of $25 per violation, resulting in a penalty of $7,970.175.   The Court's Final Statement of Decision on which the Judgment was based stated that these violations dated back to January 2014  The Final Statement of Decision indicates that 151,966 violations predated February 19, 2016.

Pending before the Court is the Defendants' Motion under Code of Civil Procedure Section 663 to Set Aside and Vacate Paragraph 4 of the Judgment.  Defendants argue in their Motion that the Court erred as a matter of law to the extent that the Judgment is based on the 151,966 violations that occurred prior to February 19, 2016.  According to the Defendants, the People's claims in the FAC that arise from the pre-February 19, 2016 violations are barred by the four-year statute of limitations set forth in Section 17208 of the Business and Professions Code.  The statute of limitations on those claims, Defendants posit, expired with the filing of the  FAC on February 19, 2020.  From there, Defendants state that if the 151,966 pre-February 19, 2016 violations are excluded from the Judgment, the correct number of violations is 166,841 and at the rate of $25 per violation, the correct amount of the civil penalty is $4,171.025.

The problem with the Defendants' argument that the four-year statute of limitations bars pre-February 19, 2016 claims is that it runs directly to a stipulation of fact regarding the statute of limitations that the Defendants entered into with the People on August 9, 2022, prior to the start of the trial in this case.  Specifically, in stipulation number 30 in the parties' pre-trial stipulation of facts (there were 31 such stipulations all told), "[t]he parties  agreed to toll the four-year statute of limitations set forth in Business & Professions Code section 17208 with the effective date of May 20, 2016, which the parties agree extends the relevant period for the People’s claims beginning May 20, 2012."   Because the Defendants agreed in stipulation number 30 that the People's claims reached back to encompass claims starting on May 20, 2012, it was fair game for the Court to include in the Judgment violations that occurred before February 19, 2016.  Indeed, the Court was bound to honor the parties' pre-trial factual stipulations, including stipulation number 30.  (Capital National Bank of Sacramento v. Smith (1944) 62 Cal.App.2d 328, 343)  And the Court did just that.  The Statement of Decision recited the parties' agreement in stipulation 30 that the time period for the alleged violations began on May 12, 2012, and the Court's civil penalty calculation was premised on this stipulation.

At bottom, by entering into stipulation number 30, the Defendants waived the statute of limitations argument they are now making in their Motion.  Defendants' waiver of the argument is further manifested in their actions during and after the trial.  Defendants accepted stipulation number 30 in their presentation at trial and then in their post-trial briefing up to the Court's issuance of the Final Statement of Decision.  It was only after the Final Statement of Decision was issued that the Defendants raised the statute of limitations argument and walked away from stipulation number 30.  That was too late.  It is of no consequence at this stage that the Defendants asserted the statute of limitations as an affirmative defense in their answer to the FAC.  They waived that defense by entering into stipulation number 30. 

Defendants argue that stipulation number 30 only applies to the People's claims that existed as of the time of the filing of the People's initial complaint in 2017, which did not assert claims based on violations of the Insurance Code.   Nothing in stipulation number 30 supports that argument.  The argument also is illogical.   The parties resolved all of the claims in the initial complaint through a stipulated partial judgment in March 2021.  This left for trial only the claims in the FAC, which included the Insurance Code claims.  It would make no sense for the parties a year-and-a-half later, on August 9, 2022, to stipulate to facts bearing on claims that already had been resolved and thus were not at issue for the trial.

Defendants argue in their reply brief in support of the Motion that stipulation number 30 is just a stipulation of fact that binds neither the Defendant nor the Court on the question of law as to whether the statute of limitations bars the People's claims based on pre-February 19, 2016 violations of the Insurance Code.  This argument overlooks that the resolution of when the statute of limitations begins to run and whether it bars a claim is generally a question of fact for the finder of facts at trial.  (Fox v. Ethicon Endo-Surgery, Inc. (2005) 35 Cal.4th 797, 810; Rosas v. BASF Corp. (2015) 236 Cal.App.4th 1378, 1393.)  Here, Defendants stipulated to an essential regarding the statute of limitations in this case: namely, that the relevant time period for measuring the statute of limitations began on May 20, 2012

Equally unavailing is Defendants' argument that they did not have reasonable notice of the People's claims based on violations of the Insurance Code.  Defendants have been aware of the those claims since the filing of the FAC.  Defendants addressed those claims in their answer to the FAC.  Defendants root this notice argument on the notion that the People failed to invoke an administrative process under the Insurance Code.  Defendants fail to explain, however, how the administrative process bears on notice.   The Defendants' point about administrative process appears to tie in to the concept of "primary jurisdiction" over insurance claims.  As the People point out in their opposition to the Motion, the Court (again per Judge Kleifield) rejected the argument that the primary jurisdiction doctrine applied in this case.