Judge: Robert B. Broadbelt, Case: 20STCV47259, Date: 2023-02-17 Tentative Ruling

Tentative rulings are sometimes, but not always, posted. The purpose of posting a tentative ruling is to to help focus the argument. The posting of a tentative ruling is not an invitation for the filing of additional papers shortly before the hearing.



Case Number: 20STCV47259    Hearing Date: February 17, 2023    Dept: 53

Superior Court of California

County of Los Angeles – Central District

Department 53

 

 

wells fargo equipment finance, inc. ;

 

Plaintiff,

 

 

vs.

 

 

screamline investment corporation , et al.;

 

Defendants.

Case No.:

20STCV47259

 

 

Hearing Date:

February 17, 2023

 

 

Time:

10:00 a.m.

 

 

 

[Tentative] Order RE:

 

 

plaintiff’s motion for summary judgment or, in the alternative, summary adjudication

 

 

MOVING PARTY:                Plaintiff Wells Fargo Equipment Finance

 

RESPONDING PARTIES:    Defendants Screamline Investment Corporation, Kamrouz Farhadi, and Starline Tours of Hollywood, Inc.

Motion for Summary Judgment or, in the Alternative, Summary Adjudication

The court considered the moving, opposition, and reply papers filed in connection with this motion.

EVIDENTIARY OBJECTIONS 

The court rules on Defendants’ evidentiary objections to the declaration of Matt Hotchkiss, filed on October 31, 2022, as follows:

The court overrules Objections Nos. 1-8.

The court rules on Defendants’ evidentiary objections to the declaration of Mark M. Scott, filed on October 31, 2022, as follows:

The court overrules Objections Nos. 1-2.

The court rules on Defendants’ evidentiary objections to the declaration of William C. Barber, filed on October 31, 2022, as follows:

The court overrules Objections Nos. 1-40.

The court rules on Plaintiff’s evidentiary objections to the declaration of Shoeleh Sapir, filed on January 6, 2023, as follows:

The court overrules and denies Plaintiff’s objection to and request that the court strike the entire declaration of Shoeleh Sapir.

The court overrules Objections Nos. 1-6.

The court rules on Plaintiff’s evidentiary objections to the supplemental declaration of Jeremy A. Rhyne, filed on January 6, 2023, as follows:

The court overrules and denies Plaintiff’s objection to and request that the court strike the entire supplemental declaration of Jeremy A. Rhyne.

The court overrules Objection No. 1.

LEGAL STANDARD

The purpose of a motion for summary judgment or summary adjudication “is to provide courts with a mechanism to cut through the parties’ pleadings in order to determine whether, despite their allegations, trial is in fact necessary to resolve their dispute.”  (Aguilar v. Atlantic Richfield Co. (2001) 25 Cal.4th 826, 843.)  Code of Civil Procedure section 437c, subdivision (c), requires the trial judge to grant summary judgment if all the evidence submitted, and ‘all inferences reasonably deducible from the evidence’ and uncontradicted by other inferences or evidence, show that there is no triable issue as to any material fact and that the moving party is entitled to judgment as a matter of law.”  (Adler v. Manor Healthcare Corp. (1992) 7 Cal.App.4th 1110, 1119.)

“On a motion for summary judgment, the initial burden is always on the moving party to make a prima facie showing that there are no triable issues of material fact.”  (Scalf v. D.B. Log Homes, Inc. (2005) 128 Cal.App.4th 1510, 1519.)  For the purposes of motion for summary judgment and summary adjudication, “[a] plaintiff or cross-complainant has met his or her burden of showing that there is no defense to a cause of action if that party has proved each element of the cause of action entitling the party to judgment on the cause of action.”  (Code Civ. Proc., § 437c, subd. (p)(1).)  “Once the plaintiff . . . has met that burden, the burden shifts to the defendant . . . to show that a triable issue of one or more material facts exists as to the cause of action or a defense thereto.”  (Code Civ. Proc., § 437c, subd. (p)(1).)  “When deciding whether to grant summary judgment, the court must consider all of the evidence set forth in the papers (except evidence to which the court has sustained an objection), as well as all reasonable inferences that may be drawn from that evidence, in the light most favorable to the party opposing summary judgment.”  (Avivi v. Centro Medico Urgente Medical Center (2008) 159 Cal.App.4th 463, 467; Code Civ. Proc., § 437c, subd. (c).)

DISCUSSION

Plaintiff Wells Fargo Equipment Finance, Inc. (“Plaintiff”) moves the court for an order granting summary judgment in its favor or, in the alternative, granting summary adjudication on (1) its first and fifth causes of action, and (2) defendants Screamline Investment Corporation (“Screamline”), Kamrouz Farhadi (“Farhadi”), and Starline Tours of Hollywood, Inc.’s (“Starline Tours”) (collectively, “Defendants”) 1st through 14th affirmative defenses.

1.     Procedural Defects

As a thresholder matter, Defendants contend that Plaintiff’s motion should be denied due to (1) procedural deficiencies with its separate statement, and (2) Plaintiff’s refusal to make available for deposition Matt Hotchkiss.

First, the court finds that (1) Plaintiff’s separate statement is in substantial compliance with California Rules of Court rule 3.1350, and (2) Defendants have not shown that any defects with the separate statement impaired their ability to file an opposition.  The court therefore does not deny Plaintiff’s motion pursuant to Code of Civil Procedure section 437c, subdivision (b)(1) and California Rules of Court rule 3.1350.  (Holt v. Brock (2022) 85 Cal.App.5th 611, 620 [court did not abuse its discretion by granting summary judgment when plaintiff did not show that the procedural defect impaired his ability to oppose the defense].)

Second, Defendants have presented evidence demonstrating that they have since been able to depose Mr. Hotchkiss.  (Supp. Rhyne Decl., ¶¶ 4-5.)  The court therefore does not deny Plaintiff’s motion pursuant to Code of Civil Procedure section 437c, subdivision (h).  The court also exercises its discretion to consider the supplemental declaration of Jeremy A. Rhyne, timely filed on December 30, 2022, and the exhibit attached thereto.

2.     First Cause of Action for Breach of Written Agreements against defendant Screamline

“[T]he elements of a cause of action for breach of contract are (1) the existence of the contract, (2) plaintiff’s performance or excuse for nonperformance, (3) defendant’s breach, and (4) the resulting damages to the plaintiff.”  (Oasis West Realty, LLC v. Goldman (2011) 51 Cal.4th 811, 821.)

The court finds that Plaintiff has met its burden of showing that there is no defense to the first cause of action for breach of contract against defendant Screamline because Plaintiff has proved each element of the cause of action entitling Plaintiff to judgment on that cause of action. 

First, Plaintiff has presented evidence to prove three contracts between Plaintiff and Screamline: (1) the May 19, 2014 agreement entered into by and between Alliance Bus Group (“ABG”) on the one hand, and defendant Screamline on the other hand (“Agreement No. 1”), whereby ABG agreed to lend to Screamline the principal amount of $429,574 plus interest, secured by a 2014 motorcoach passenger bus (the “First Vehicle”), which was assigned to Plaintiff by ABG on May 19, 2014; (2) the August 27, 2015 installment sale agreement entered into by and between Fleet Financing Resources, LLC (“Fleet”) on the one hand, and Screamline on the other hand (“Agreement No. 2”), whereby Screamline purchased two vehicles in exchange for an initial payment of $155,000 and 84 monthly payments in the amount of $12,300, secured by a motor coach and intercity motor coach (the “Second Vehicles”), which was assigned to Plaintiff; and (3) the March 30, 2017 agreement entered into by and between Fleet, on the one hand, and Screamline on the other hand (“Agreement No. 3”), whereby Screamline purchased a vehicle from Fleet and agreed to make 72 monthly payments of $5,271.65, secured by one motor coach (the “Third Vehicle”), which was later assigned to Plaintiff.  (Undisputed Material Fact (“UMF”) Nos. 1, 5, 9; Pl. Material Fact Nos. 3, 7; Barber Decl., Ex. 1, Agreement No. 1, p. 1, ¶ 1; Barber Decl., Ex. 3, Notice and Acknowledgment of Assignment; Barber Decl., Ex. 5, Agreement No. 2, pp. 1, 4; Barber Decl., Ex. 7 [letter from Fleet informing Screamline that Fleet assigned all its right, title and interest in Agreement No. 2 to Plaintiff]; Barber Decl., Ex. 11, Agreement No. 3, pp. 1, 4; Barber Decl., Ex. 13 [letter from Fleet informing Screamline that Fleet assigned all of its right, title and interest in Agreement No. 3 to Plaintiff].)

Second, Plaintiff has presented evidence to prove that Plaintiff performed its obligations under Agreement No. 1, Agreement No. 2, and Agreement No. 3 (collectively, “the Agreements”).  (Pl. Material Fact Nos. 4, 8, 12; Barber Decl., ¶¶ 9, 13, 17 [stating that Plaintiff has performed all covenants, conditions and promises required under Agreement No. 1, Agreement No. 2, and Agreement No. 3, respectively].)  

Third, Plaintiff has presented evidence to prove that Screamline breached the Agreements.  (Barber Decl., ¶ 21 [Screamline defaulted under the Agreements “by, among other things, failing to make the payments owed thereunder”]; Barber Decl., Ex. 19 [Pay History Report].) 

Fourth, Plaintiff has presented evidence to prove the resulting damages to Plaintiff in the total amount of $300,522.56 following the sale of each of the vehicles secured by the Agreements.  (Pl. Material Fact No. 19; Barber Decl., ¶ 37.)  As to the reasonableness of the sale of the First Vehicle, Second Vehicles, and Third Vehicle (collectively, the “Vehicles”), Plaintiff presents evidence establishing that the Second Vehicles were sold for an amount that exceeded the Bus Blue Book Values, and that although the two older vehicles—the Third Vehicle and the First Vehicle—sold for an amount below what they had been valued in the Bus Blue Book, “it was cost effective” to dispose of them at a public option.  (Hotchkiss Decl., ¶¶ 5-8; Hotchkiss Decl., Ex. 1.)  Thus, the court finds that Plaintiff has established that it has been damaged in the total amount of $300,522.56, consisting of the remaining balances owed on the Agreements as follows: (1) $75,518.85 under Agreement No. 1; (2) $45,782.43 under Agreement No. 2; and (3) $179,221.28 under Agreement No. 3.  (Barber Decl., ¶ 37; Barber Decl., Ex. 35 [Buyouts for the Agreements].)  

In opposition, Screamline contends that there are triable issues of material fact as to (1) whether Plaintiff is the proper assignee, and (2) Plaintiff’s compliance with the Commercial Code. 

a.      Existence of Contract between Screamline and Plaintiff

The court finds that Screamline has not met its burden to show that a triable issue of material fact exists as to the element of the existence of a contract between Screamline and Plaintiff because Screamline has not met its burden of establishing a triable issue of material fact as to whether Plaintiff is the proper assignee. 

In support of its argument that Plaintiff is not the proper assignee, Screamline points to (1) the absence of Defendants’ signatures on the notices of assignment as to Agreement No. 2 and Agreement No. 3, and (2) the notices of sale in 2021, which state that the secured parties are ABG and Fleet, and not Plaintiff.

The court finds that neither argument demonstrates a triable issue of material fact as to whether ABG and Fleet assigned to Plaintiff the rights under the Agreements.  The court acknowledges that the notices informing Screamline of the assignment as to Agreement No. 2 and Agreement No. 3 are not signed by Plaintiff or Defendants.  (Barber Decl., Exs. 7 [Agreement No. 2], 13 [Assignment No. 3].)  However, the terms of Agreement No. 2 and Agreement No. 3 do not require consent on the part of Defendants to assign the rights under the agreements; instead, Agreement No. 2 and Agreement No. 3 provide that the secured party (i.e., Fleet) “may sell, transfer, assign, or encumber this Agreement.”  (Barber Decl., Exs. 5, p. 2, ¶ 13 [Agreement No. 2]; 11, p. 2, ¶ 13 [Agreement No. 3].)  Defendants identify no language requiring their consent of any assignment.  Moreover, the notices of assignment are signed by Fleet.  (Barber Decl., Exs. 7, 13.)

Screamline also takes issue with the notices of disposition of collateral, which identify the secured parties to be ABG and Fleet.  (Barber Decl., Ex. 22.)  Screamline contends that (1) if the assignments were valid, Plaintiff would be identified as the secured party, and (2) if Plaintiff was properly assigned the rights to the Agreements, the notices were incorrect.  The court finds that this evidence is insufficient to establish a triable issue of material fact as to the validity of the assignments of the Agreements to Plaintiff.  As to Fleet, the parties do not appear to dispute that an omnibus amendment to master purchase agreement between Fleet (under its previous name of A-Z Resources, LLC) and Plaintiff granted Plaintiff “the right and license” to use the name “Fleet” in its contracts.  (Barber Decl., Ex. 10, p. 1, ¶ F, p. 2, ¶ 2, subd. (a).)  

There appears to be no similar provision in the purchase agreement as between Plaintiff and ABG.  However, the court finds that the identification of ABG as secured party does not present a triable issue of material fact as to the validity of the assignment of Agreement No. 1.  Plaintiff has produced evidence establishing that (1) it holds title to the 2014 CAIO G3600 Motorcoach 56 Passenger, VIN number 4UZFDGA84BCAU7818 described in Agreement No. 1; (2) Screamline acknowledged the assignment of Agreement No. 1 to Plaintiff on May 19, 2014; and (3) Screamline and Plaintiff executed an amendment to Agreement No. 1 on April 30, 2020, further establishing that the assignment was valid.  (Barber Decl., Ex. 1, p. 2 [Agreement No. 1]; Barber Decl., Ex. 2 [Certificate of Title]; Barber Decl., Ex. 3 [Notice and Acknowledgement of Assignment]; Barber Decl., Ex. 18 [Amendment].)  

To avert summary judgment, the opposing party may not rely on evidence “that gives rise to no more than mere speculation” and, instead, “must produce substantial responsive evidence sufficient to establish a triable issue of material fact on the merits of the [moving party’s] showing.”  (Sangster v. Paetkau (1998) 68 Cal.App.4th 151, 162-163.)  The court finds that Screamline has not met its burden of disputing the validity of Assignment No. 1 merely by pointing to the use of the original secured party’s name (i.e., ABG) on the notice of disposition of collateral.

b.     Plaintiff’s Compliance with Commercial Code

In opposition, Screamline raises arguments under the Commercial Code regarding (1) the commercial reasonableness of the sales of the Vehicles, and (2) the adequacy of the disposition notices.

As a threshold matter, the court notes that Plaintiff, in reply, contends that Screamline did not plead defenses under the Commercial Code and therefore cannot raise such arguments in opposition to its motion.  On a motion for summary judgment, the pleadings “delimit the scope of issues” to be considered.  (FPI Development, Inc. v. Nakashima (1991) 229 Cal.App.3d 727, 741.)  “The complaint measures the materiality of the facts tendered in a defendant’s challenge to the plaintiff’s cause of action.  [Citation.]  The answer supplements that measure where the plaintiff is the moving party and the defendant relies upon an affirmative defense.”  (Ibid.)  As noted by Plaintiff, Screamline did not plead defenses under the Commercial Code on which it now relies in opposition to Plaintiff’s motion for summary judgment.  The general rule is that “‘[a] party who fails to plead affirmative defenses waives them.’”  (Department of Finance v. City of Merced (2019) 33 Cal.App.5th 286, 294.)

The court finds that Screamline has not waived its right to raise as a defense any alleged deficiencies as to the notices of disposition and sale of the Vehicles.  Commercial Code section 9602 provides that, “to the extent that they give rights to a debtor or obligor and imposes duties on a secured party, the debtor or obligor may not waive or vary the rules stated in the following listed sections: [¶¶] (7) Subdivision (b) of Section 9610, and Sections 9611, 9613, and 9614, which deal with disposition of collateral.”  (Com. Code, § 9602, subd. (7).)  In opposition, Screamline contends that (1) the notices of disposition provided by Plaintiff were insufficient because they failed to comply with Commercial Code section 9613, and (2) there is a dispute of fact as to whether the disposition of the collateral (i.e., the Vehicles) was commercially reasonable as required by Commercial Code section 9610.  These obligations cannot be waived and are therefore properly before the court.  (Com. Code, § 9602, subd. (7); Barber v. LeRoy (1974) 40 Cal.App.3d 336, 343-344 [holding that the defendant did “not lose the protection” of former Commercial Code section 9504 (now section 9610) “by failing to affirmatively plead noncompliance as a defense”].)

First, the court finds that Screamline has not met its burden to show a triable issue of material fact as to the commercial reasonableness of the sales.

Under the Commercial Code, “[e]very aspect of a disposition of collateral, including the method, manner, time, place, and other terms, must be commercially reasonable.”  (Com. Code, § 9610, subd. (b).)  Screamline contends that (1) Plaintiff did not meet its burden of establishing the commercial reasonableness of the sale of the Vehicles, and (2) the prices obtained for the Vehicles were “far below what one would expect” the prices to be.  The court has determined, as set forth above, that Plaintiff submitted evidence sufficient to meet its burden as to the commercial reasonableness of the sale of the Vehicles based on the declaration of Mark Hotchkiss. 

Defendants have introduced the declaration of Starline Tours and Screamline’s Chief Financial Officer to argue that (1) “the values obtained for these [Vehicles]” are “far below what would be expected in a commercially reasonable sale,” and (2) it was expected that the vehicles would sell for a higher price than what was actually obtained.  (Sapir Decl., ¶¶ 4-6.)  However, “[t]he fact that a greater amount could have been obtained by a collection, enforcement, disposition, or acceptance at a different time or in a different method from that selected by the secured party is not of itself sufficient to preclude the secured party from establishing that the collection, enforcement, disposition, or acceptance was made in a commercially reasonable manner.”  (Com. Code, § 9627, subd. (a).) 

The court notes that Screamline also appears to take issue with Plaintiff’s decision to use Ritchie Bros. Auctioneers for the sale of the Vehicles.  Specifically, Screamline argues that Ritchie Bros. specializes in heavy duty construction and truck sales, and not buses.  (Def. Material Fact No. 23.)  Screamline cites to the deposition of Wade Whitenberg, the representative designated by Ritchie Bros., and to exhibit 16 of the declaration of Mark M. Scott for this proposition.  (Def. Material Fact No. 23.)  However, there appear to be no portions of the deposition which state that Ritchie Bros specializes in heavy duty construction, and exhibit 16 of the Mark M. Scott declaration, submitted in support of Plaintiff’s moving papers, is a copy of the marketing efforts of the September 24, 2021 auction.  (Scott Decl., ¶ 3, subd. (c); Scott Decl., Ex. 16.)  Thus, Screamline has not presented any evidence establishing that Ritchie Bros. specializes in heavy equipment sales.  Even if Screamline had produced such evidence, Screamline did not present evidence or argument showing that Ritchie Bros. was not reasonably qualified to conduct the public sale, or that the use of Ritchie Bros. was otherwise commercially unreasonable.

Second, the court finds that Screamline has met its burden of establishing a triable issue of material fact as to whether Plaintiff complied with the applicable Commercial Code provisions regarding notice and therefore has shown that a triable issue of material fact exists as to whether Plaintiff is entitled to a deficiency judgment on this cause of action.  (Barber, supra, 40 Cal.App.3d at p. 342 [if a secured creditor does not comply with the Commercial Code, it cannot obtain a deficiency judgment].)

A secured party disposing of collateral must send the debtor “a reasonable authenticated notification of disposition.”  (Com. Code, § 9611, subd. (b).)  A notification of disposition is sufficient if it (1) describes the debtor and the secured party; (2) describes the collateral that is the subject of the intended disposition; (3) states the method of intended disposition; (4) states that the debtor is entitled to an accounting of the unpaid indebtedness; and (5) states the time and place of the public disposition or the time after which any other disposition is to be made.  (Com. Code, § 9613, subd. (1).)  “Whether the contents of a notification that lacks any of the information specified [above] are nevertheless sufficient is a question of fact.”  (Com. Code, § 9613, subd. (2).)  The contents of a notification “providing substantially the information” specified by statute are sufficient, even if the notification includes information not specified by the statute, or “[m]inor errors that are not seriously misleading.”  (Com. Code, § 9613, subd. (3) [emphasis added].)

Screamline contends that the notifications of disposition do not comply with section 9613 because they (1) identify the original secured parties, and not Plaintiff, and (2) did not provide notice of the public auction of the First Vehicle that occurred on December 10, 2021. 

As to the identification of the original secured parties, the court finds that Screamline has not met its burden of establishing that the notices are insufficient.  As to Fleet, as set forth above, Plaintiff was contractually permitted to use Fleet’s name.  (Barber Decl., Ex. 10, p. 1, ¶ F, p. 2, ¶ 2, subd. (a).)  As to ABG, the court has already concluded that there is no similar contractual permission.  However, as noted by Plaintiff in reply, it does not appear to be disputed that the notification described the correct agreement (i.e., Agreement No. 1) and vehicle (i.e., the First Vehicle).  Moreover, as set forth above, the evidence submitted in connection with this motion indicates that Screamline knew of the assignment of Agreement No. 1 to Plaintiff.  Accordingly, the court finds that the evidence submitted demonstrates that the notices of disposition provided “substantially” all of the information regarding the secured parties and is therefore sufficient.  (Com. Code, § 9613, subd. (3).)

However, the court finds that Screamline has met its burden of showing a triable issue of material fact as to whether Plaintiff failed to comply with section 9613 by failing to provide “the time and place of a public disposition or the time after which any other disposition is to be made” as to the December 10, 2021 public auction of the First Vehicle.  (Com. Code, § 9613, subd. (1)(E).)  The notices of disposition of sale submitted by Plaintiff establish that Screamline was given notice of the September 24, 2021 sale date, but not of the December public auction.  (Barber Decl., Ex. 22 [notices of disposition of collateral for September 24, 2021 sale dates]; Barber Decl., ¶ 28 [“The First Vehicle was later sold at the December 10, 2021 Ritchie Bros auction”].)

The court therefore finds that Screamline has met its burden to show that a triable issue of material fact exists as to Plaintiff’s compliance with the Commercial Code, and thus has shown that there is a triable issue of material fact as to whether Plaintiff may obtain a deficiency judgment against Screamline concerning Agreement No. 1. 

The court notes that Screamline has established a triable issue of material fact only as to the sale of the First Vehicle and the amount that can be recovered under Agreement No. 1.  However, the court cannot grant partial summary adjudication as to whether Plaintiff is entitled to judgment concerning the other agreements.  (Code Civ. Proc., § 437c, subd. (f)(1) [the court may grant a motion for summary adjudication “only if it completely disposes of a cause of action”].)  

The court therefore denies Plaintiff’s motion for summary adjudication as to the first cause of action for breach of written agreements.  

3.     Fifth Cause of Action for Breach of Guaranty against defendants Farhadi and Starline Tours

“A lender is entitled to judgment on a breach of guaranty claim based upon undisputed evidence that (1) there is a valid guaranty, (2) the borrower has defaulted, and (3) the guarantor failed to perform under the guaranty.”   (Gray1 CPB, LLC v. Kolokotronis (2011) 202 Cal.App.4th 480, 486.)

The court finds that Plaintiff has met its burden of showing that there is no defense to the fifth cause of action for breach of guaranty against defendants Farhadi and Starline Tours because Plaintiff has proved each element of the cause of action entitling Plaintiff to judgment on that cause of action.

First, Plaintiff has presented evidence to prove that there are three valid guaranties as between (1) Plaintiff and Farhadi, and (2) Plaintiff and Starline Tours.  As to Starline Tours, Plaintiff presents the following evidence: (1) Starline Tours executed a guaranty of the performance of Screamline under Agreement No. 1, which was assigned to Plaintiff; (2) Starline Tours executed Agreement No. 2 as “Corporate Guarantor,” the rights of which were assigned to Plaintiff; and (3) Starline Tours executed Agreement No. 3 as “Corporate Guarantor,” which was assigned to Plaintiff.  (Pl. Material Fact No. 13; Barber Decl., Ex. 16 [Guaranty of Agreement No. 1]; Barber Decl., Ex. 5, p. 1 [Agreement No. 2]; Barber Decl., Ex. 11, p. 1 [Agreement No. 3]; Barber Decl., Exs. 3, 7, 13 [notices of assignment].)  As to Farhadi, Plaintiff presents the following evidence: (1) Farhadi executed a guaranty of the performance of Screamline under Agreement No. 1, which was assigned to Plaintiff; (2) Farhadi executed the Agreement No. 2 as a “Personal Guarantor,” the rights of which were assigned to Plaintiff; and (3) Farhadi executed Agreement No. 3 as “Personal Guarantor,” the rights of which were assigned to Plaintiff.  (Pl. Material Fact No. 13; Barber Decl., Ex. 17 [Guaranty of Agreement No. 1]; Barber Decl., Ex. 5, p. 1 [Agreement No. 2]; Barber Decl., Ex. 11, p. 1 [Agreement No. 3]; Barber Decl., Exs. 3, 7, 13 [notices of assignment].)

Second, Plaintiff has presented evidence to prove that the borrower (defendant Screamline) has defaulted.  (Pl. Material Fact No. 15; Barber Decl., ¶¶ 21, 25.) 

Third, Plaintiff has presented evidence to prove that Starline Tours and Farhadi, as guarantors, have failed to perform under the respective guaranties.  (Pl. Material Fact No. 19; Barber Decl., ¶ 25 [“Starline [Tours] and Farhadi have failed to honor their Guaranties”].) 

Finally, Plaintiff has presented evidence, as set forth above, that following the sale of the Vehicles, Plaintiff is still owed the balance of $300,522.26.  (Pl. Material Fact No. 19; Barber Decl., ¶ 37.)

The court finds that defendants Starline Tours and Farhadi have met their burden to show that a triable issue of material fact exists as to Plaintiff’s compliance with the Commercial Code, and thus has shown that there is a triable issue of material fact as to whether Plaintiff may obtain a deficiency judgment concerning Agreement No. 1. 

As set forth above, a secured party that disposes of collateral “shall” send to the debtor and any secondary obligor a reasonable authenticated notification of disposition.  (Com. Code, § 9611, subds. (b), (c)(1)-(c)(2).)  A notification of disposition is sufficient if it states, inter alia, the date and time of a public disposition or the time after which any other disposition is to be made.  (Com. Code, § 9613, subd. (1)(E).)  The court finds that defendants Farhadi and Starline Tours have met their burden of showing that Plaintiff did not provide them with notice of the December 10, 2021 sale of the First Vehicle for the reasons set forth above in connection with the first cause of action, and therefore have met their burden of showing a triable issue of material fact exists as to Plaintiff’s noncompliance with the Commercial Code.  (Barber, supra, 40 Cal.App.3d at p. 342 [if a secured creditor does not comply with the Commercial Code, it cannot obtain a deficiency judgment].)

The court therefore denies Plaintiff’s motion for summary adjudication as to the fifth cause of action for breach of guaranty. 

4.     First through Fourteenth Affirmative Defenses

“When a plaintiff moves for summary adjudication on an affirmative defense, the court shall grant the motion ‘only if it completely disposes’ of the defense.”  (See’s Candy Shops, Inc. v. Superior Court (2012) 210 Cal.App.4th 889, 899-900; Code Civ. Proc., § 437c, subd. (f)(1).)  To meet the initial burden of showing that there is no triable issue of material fact as to the defense, “the plaintiff must negate an essential element of the defense, or establish the defendant does not possess and cannot reasonably obtain evidence needed to support the defense.”  (See’s Candy Shops, Inc., supra, 210 Cal.App.4th at p. 900.)

a.      First Affirmative Defense: Uncertainty

The court finds that Plaintiff has not met its burden of showing that there is no merit to the first affirmative defense of uncertainty because Plaintiff does not (1) cite to any evidence in support of this argument, or (2) present sufficient argument negating an element of this defense, stating only that it disagrees with any assertion that the Complaint is unintelligible.  (Mot., pp. 9:25-10:4.)

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ first affirmative defense of uncertainty.

b.     Second Affirmative Defense: Statute of Limitations

The court finds that Plaintiff has not met its burden of showing that there is no merit to the second affirmative defense of statute of limitations.

Plaintiff asserts that this action is within the four-year statute of limitations based on Defendants’ defaults in May of 2020 and the December 2020 filing of Plaintiff’s Complaint. However, Plaintiff does not (1) point to any evidence specifically establishing the date of defaults in connection with this argument, or (2) cite the governing statute of limitations.  The court therefore finds that Plaintiff has not met its burden of negating an element of the affirmative defense of the statute of limitations.

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ second affirmative defense of statute of limitations.

c.      Third Affirmative Defense: Failure to State Facts Sufficient to Constitute a Cause of Action

The court finds that Plaintiff has not met its burden of showing that there is no merit to the third affirmative defense for failure to state facts sufficient to constitute a cause of action because Plaintiff failed to present evidence or sufficient argument negating an element of this defense.

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ third affirmative defense of for failure to state facts sufficient to constitute a cause of action.

 

d.     Fourth Affirmative Defense: Failure to Mitigate Damages

The court finds that Plaintiff has not met its burden of showing that there is no merit to the fourth affirmative defense for failure to mitigate.

It appears that Plaintiff principally contends that this defense lacks merit on the ground that the sales were commercially reasonable.  (Mot., pp. 11:18-12:1 [discussing cases relating to the commercial reasonableness of sales of collateral].)  The court has addressed these arguments in connection with the first and fifth causes of action.  To the extent that Plaintiff contends that Defendants’ failure to mitigate damages defense lacks merit independent of any discussion concerning the Commercial Code, Plaintiff has not (1) submitted or cited to any evidence, or (2) presented sufficient argument to negate this defense.

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ fourth affirmative defense for failure to mitigate. 

e.      Fifth Affirmative Defense: Comparative Fault

The court finds that Plaintiff has not met its burden of showing that there is no merit to the fifth affirmative defense of comparative fault.

Plaintiff argues that this defense is “completely inapplicable” to this action and provides a general citation to Li v. Yellow Cab (1975) 13 Cal.3d 804.  However, Plaintiff does not provide (1) meaningful discussion as to the applicability of this defense, or (2) a pinpoint citation to any particular page of Li that could be read to support its argument.  The court therefore finds that Plaintiff has not met its burden to negate an element of this defense.

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ fifth affirmative defense of comparative fault. 

f.      Sixth Affirmative Defense: Waiver

The court finds that Plaintiff has not met its burden of showing that there is no merit to the sixth affirmative defense of waiver.

Plaintiff contends that this defense lacks merit because “Defendants cannot proffer one iota of evidence in support of a waiver claim.”  (Mot., p. 12:17-18.)  However, Plaintiff has not provided the court with meaningful discussion or citation to evidence in support of this contention and therefore has not met its burden of negating an element of this defense or establishing that Defendants do not and cannot reasonably obtain evidence necessary to support this defense.  (See’s Candy Shops, Inc., supra, 210 Cal.App.4th at p. 900 [plaintiff must negate element of defense or establish that defendant does not possess and reasonably cannot obtain evidence to support that defense].)

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ sixth affirmative defense of waiver.

g.     Seventh Affirmative Defense: Estoppel

The court finds that Plaintiff has not met its burden of proving that there is no merit to the seventh affirmative defense of estoppel because Plaintiff has not presented any evidence or argument negating an element of the defense or establishing that Defendants do not possess and reasonably cannot obtain evidence to support this defense.

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ seventh affirmative defense of estoppel.

h.     Eighth Affirmative Defense: Release and Discharge

The court finds that Plaintiff has not met its burden of showing that there is no merit to the eighth affirmative defense of release and discharge because Plaintiff has not presented or cited to any evidence or argument negating an essential element of the defense.

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ the eighth affirmative defense of release and discharge.

i.       Ninth Affirmative Defense: Unclean Hands

The court finds that Plaintiff has not met its burden of showing that there is no merit to the ninth affirmative defense of unclean hands because Plaintiff has not submitted or cited to any evidence, or presented sufficient argument, negating an element of the defense.

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ ninth affirmative defense of unclean hands.

 

 

j.       Tenth Affirmative Defense: Laches

The court finds that Plaintiff has not met its burden of showing that there is no merit to the 10th affirmative defense of laches because Plaintiff has not provided sufficient argument or evidence negating an element of the defense.

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ 10th affirmative defense of laches.

k.     Eleventh Affirmative Defense: Standing

The court finds that Plaintiff has not met its burden of showing that there is no merit to the 11th affirmative defense of standing because Plaintiff has not presented sufficient argument or evidence negating an element of the defense.  

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ 11th affirmative defense of standing.

l.       Twelfth Affirmative Defense: Force Majeure

The court finds that Plaintiff has not met its burden of showing that there is no merit to the 12th affirmative defense of force majeure.  Although Plaintiff argues that the Agreements and corresponding Guaranties do not include a force majeure provision and instead “reiterate Screamline’s unconditional obligation to pay regardless of circumstances[,]” Plaintiff does not (1) cite to any evidence in support of this contention, or (2) present sufficient argument negating an element of this defense.  (Opp., p. 14:19-25.)

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ 12th affirmative defense of force majeure.

m.   Thirteenth Affirmative Defense: Frustration of Purpose

The court finds that Plaintiff has not met its burden of showing that there is no merit to the 13th affirmative defense of frustration of purpose.

First, Plaintiff argues that the purpose of the loan was not frustrated.  (Opp., pp. 15:27-16:3.)  However, Plaintiff does not (1) cite to any evidence in support of this contention, or (2) set forth the elements of the defense of frustration of purpose and explain which element it contends is negated by Plaintiff’s funding of the loan.

Second, Plaintiff contends that this defense is inapplicable because the Agreements are non-cancellable, Defendants’ obligations are unconditional, and Screamline agreed that its payment obligation would not be subject to abatement, reduction, set off or defense of any kind.  As to Agreement No. 1, Plaintiff cites to section 1.  Plaintiff does not quote any specific language in this provision; however, the court notes that Agreement No. 1 provides that Screamline’s “obligation to re-pay the principal amount of this Loan…is absolute, unconditional and irrevocable….”  (Barber Decl., Ex. 1, § 1.)  As to Agreement No. 2, Plaintiff cites, generally, to section 4, which provides that the debtor’s “obligation to make payments and pay other amounts hereunder is absolute and unconditional and not subject to abatement, reduction or set-off for any reason whatsoever.”  (Barber Decl., Ex. 5, § 4.)  Finally, Plaintiff cites to section 4 of Agreement No. 3, which includes identical language.  (Barber Decl., Ex. 11, § 4 [“Your obligation to make payments and pay other amounts hereunder is absolute and unconditional and not subject to abatement, reduction or set-off for any reason whatsoever”].)

The court acknowledges that the Agreements include language stating that the obligation to make payments is absolute.  However, Plaintiff has not cited any authority establishing that this language is sufficient to negate the applicability of the frustration of purpose defense.  

The court therefore denies Plaintiff’s motion for summary adjudication as to Defendants’ 13th affirmative defense of frustration of purpose.

n.     Fourteenth Affirmative Defense: Reservation of Right to Assert or Delete Affirmative Defenses

The court finds that Plaintiff has met its burden of showing that Defendants’ fourteenth affirmative defense of reservation of right to assert or delete affirmative defenses has no merit. 

Plaintiff argues that Defendants’ fourteenth affirmative defense “is not a defense.”  (Motion, p. 17:1-3.)  “[A]ny issue on which defendant bears the burden of proof at trial is ‘new matter’ and must be specially pleaded in the answer.”  (Weil & Brown, Cal. Practice Guide: Civil Procedure Before Trial (The Rutter Group 2022) ¶ 6:431; Harris v. City of Santa Monica (2013) 56 Cal.4th 203, 239 [“if the onus of proof is thrown upon the defendant, the matter to be proved by him is new matter”].)  Defendants’ 14th defense is not new matter, and instead an attempt to reserve the right to raise or delete affirmative defenses.  The court therefore finds that it is inappropriately pleaded as an affirmative defense.

The court therefore grants Plaintiff’s motion for summary adjudication as to Defendants’ 14th affirmative defense of reservation of right to assert or delete affirmative defenses.  

ORDER

            The court denies plaintiff Wells Fargo Equipment Finance, Inc.’s motion for summary judgment.

The court denies plaintiff Wells Fargo Equipment Finance, Inc.’s motion for summary adjudication as to (1) plaintiff Wells Fargo Equipment Finance, Inc.’s first and fifth causes of action, and (2) defendants Screamline Investment Corporation, Kamrouz Farhadi, and Starline Tours of Hollywood, Inc.’s 1st through 13th affirmative defenses.

The court grants plaintiff Wells Fargo Equipment Finance, Inc.’s motion for summary adjudication as to defendants Screamline Investment Corporation, Kamrouz Farhadi, and Starline Tours of Hollywood, Inc.’s 14th affirmative defense.

The court orders defendants Screamline Investment Corporation, Kamrouz Farhadi, and Starline Tours of Hollywood, Inc. to give notice of this ruling.

IT IS SO ORDERED.

 

DATED:  February 17, 2023

 

_____________________________

Robert B. Broadbelt III

Judge of the Superior Court