Judge: Upinder S. Kalra, Case: 23STCV15214, Date: 2025-05-21 Tentative Ruling

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Case Number: 23STCV15214    Hearing Date: May 21, 2025    Dept: 51

Tentative Ruling

 

Judge Upinder S. Kalra, Department 51

 

HEARING DATE:   May 21, 2025                                     

 

CASE NAME:           Tamar Sauer v. Signature Advisors, et al.

 

CASE NO.:                23STCV15214

 

MOTION FOR LEAVE TO FILE CROSS-COMPLAINT

 

MOVING PARTY:  Defendant Pacific Healthworks, LLC

 

RESPONDING PARTY(S): Defendant Petersen International Underwriters

 

REQUESTED RELIEF:

 

1.      An order granting leave to file a cross-complaint for equitable and implied indemnity and contribution against each of the co-defendants in this action.

TENTATIVE RULING:

 

1.      Motion for leave to file Cross-Complaint is GRANTED;

2.      Pacific to separately file their proposed Cross-Complaint within 7 days’ notice of this ruling.

STATEMENT OF MATERIAL FACTS AND/OR PROCEEDINGS:

 

On June 29, 2023, Plaintiff Tamar Sauer (Plaintiff) filed a Complaint against Defendants Signature Advisors (Signature), Cavalier Insurance Markenting Services, LLC (Cavalier), and Jason P. Stein (Stein) with three causes of action for: (1) Negligent Failure to Obtain Insurance Coverage; (2) Professional Negligence; and (3) Breach of Fiduciary Duty.  

 

According to the Complaint, Plaintiff was insured under a group Accidental Death & Disability insurance policy. Plaintiff alleges that prior to the policy’s expiration, she submitted a renewal application to the Defendants on May 6, 2022. On June 3, 2022, Plaintiff was stabbed by a patient while working in the ER at Encino Hospital Medical Center. Plaintiff believed her injuries were covered by the Accidental Death & Disability insurance policy. Plaintiff alleges that Defendants did not submit her application to underwriting until June 6, 2022 and, as a result, was not covered. 

 

On July 5, 2023, Plaintiff filed a separate Complaint (23VECV02912) against Defendants Prime Healthcare Services-Encino Hospital, LLC; Prime Healthcare Services, Inc; Prime Healthcare Foundation, Inc.; and Ashkan Amirosleymani with five causes of action for: (1) Battery; (2) Negligence; (3) Negligent Hiring, Retention, Supervision, and/or Training; (4) Invasion of Privacy; and (5) Intentional Infliction of Emotional Distress.

 

On October 6, 2023, Defendants Prime Healthcare Services-Encino Hospital, LLC, Prime Healthcare Services, Inc., and Prime Healthcare Foundation filed a demurrer which the court OVERRULED.

 

On November 1, 2023, Plaintiff filed a First Amended Complaint (FAC) for (1) Negligent Failure to Obtain Insurance Coverage; and (2) Professional Negligence against Defendants Signature Advisors, Cavalier Insurance Marketing Services, LLC, and Jason P. Stein.

 

On June 3, 2024, Plaintiff filed a third Complaint (24STCV13717) with five causes of action for: (1) Labor Code § 3706; (2) Failure to Pay All Wages Owed Each Pay Period; (3) Failure to Provide Compliant Meal Periods; (4) Failure to Provide Compliant Rest Breaks; and (5) Unfair Vusiness Practices against defendants Pacific Healthworks, LLC, Emergent Medical Associates, Irv Edwards, M.D., Inc., and Mark R. Bell Medical Corporation.

 

On July 31, 2024, Plaintiff filed a Second Amended Complaint for: (1) Negligent Failure to Obtain Insurance Coverage; and (2) Professional Negligence against defendants Signature Advisors, Cavalier Insurance Marketing Services, LLC, Jason P. Stein, Pacific Healthworks, LLC, and Petersen International Underwriters.

 

On August 29, 2024, Defendant Cavalier Insurance Marketing Services, LLC filed an Answer.

 

On August 30, 2024, Defendant Pacific Healthworks, LLC filed an Answer.

 

On September 3, 2024, Defendant Stein filed an Answer.

 

On October 18, 2024, Defendant Petersen International Underwriters filed an Answer.

 

On December 18, 2024, Defendants Pacific Healthworks, LLC, Emergent Medical Associates, and Irv Edwards, M.D., Inc. filed a demurrer which the court OVERRULED.

 

On February 10, 2025, Defendant Petersen International Underwriters filed a motion for summary judgment which the court GRANTED.

 

On February 24, 2025, Defendant Pacific Healthworks, LLC (Pacific) filed the instant motion for leave to file a Cross-Complaint.

 

On April 10, 2025, Defendants Pacific Healthworks, LLC, Emergent Medical Associates, and Irv Edwards, M.D., Inc. filed an Answer.

 

On May 2, 2025, the court held an OSC re: Consolidation of Related Cases where it ORDERED the following cases, 23STCV15214, 23VECV02912, and 24STCV13717, consolidated and assigned to Department 51 in Stanley Mosk Courthouse for all purposes. The Court designated 23STCV15214 as the lead case.

 

On May 8, 2025, Defendant Petersen International Underwriters (Petersen) filed an opposition to Pacific’s motion for leave to file a Cross-Complaint. On May 14, 2025, Pacific filed a reply.

 

LEGAL STANDARD:

 

A cross-complaint may be either permissive or compulsory. Compulsory cross-complaints are based on allegations arising out of the same transactions or occurrences as the causes of action which the plaintiff alleges in his or her complaint. (Code Civ. Proc., (CCP) § 426.10, subd. (c).)¿Compulsory cross-complaint causes of action must exist at the time an answer to the original cross-complaint is required.¿(CCP § 426.30, subd. (a).)¿ All other cross-complaints are permissive.¿(CCP § 428.10.) If a party fails to file any cross-complaint before or when they file an answer, they must move the court for leave to file a cross-complaint.¿ (CCP § 428.50.) The court “shall” grant leave to file a compulsory cross-complaint, as long as the party demonstrates that, notwithstanding being late, the motion for leave is brought in good faith.¿ (CCP § 426.50.)¿The court “may” grant leave to file a permissive cross-complaint “in the interest of justice at any time during the course of the action.”¿ (CCP § 428.50, subd. (c).)¿¿¿¿ 

¿ 

A policy of liberal construction of section 426.50 to avoid forfeiture of causes of action is imposed on the trial court.¿ (Silver Orgs. v. Frank (1990) 217 Cal. App. 3d 94, 98-99.) ¿A motion to file a cross-complaint at any time during the course of the action must be granted unless substantial evidence of bad faith is demonstrated. ¿(Ibid.)¿

 

ANALYSIS:

 

Pacific contends that the court should allow leave to file the proposed Cross-Complaint because it is in the interests of justice, arise from Plaintiff’s underlying claim, is in response to a completely different legal landscape than when Plaintiff brought Pacific into the action, and is meritorious.

 

Peterson argues that the proposed Cross-Complaint is not viable because it is barred by the statute of limitations, inappropriately tries to relitigate issues decided on summary judgment, is barred by collateral estoppel, is legally flawed, and is unduly prejudicial.

 

Pacific replies that all of these arguments lack merit because there is not yet a “final judgment,” the limitations period has not started the run, Petersen’s interpretation of Ins. Code § 500 is flawed, Pacific alleges a viable claim for indemnity, and there is no undue delay since Pacific brought this motion within four months of becoming a party to the case.

 

Compulsory vs. Permissive¿ 

 

Cross-complaints against parties other than plaintiff, i.e., co-defendant or a third person not yet party to the action, are permissive only. (See id., § 428.10.)  A defendant can cross-complain against such non-plaintiff only if the cause of action asserted in the cross-complaint “(1) arises out of the¿same transaction, occurrence, or¿series¿of transactions or occurrences [set forth in the complaint] … or (2) asserts a claim, right, or interest in the¿property¿or¿controversy¿which is the subject of the cause [of action] brought against him.” (Id., § 428.10(b).)

 

“Cross-complaints for comparative equitable indemnity would appear virtually always transactionally related to the main action.” (Time for Living, Inc. v. Guy Hatfield Homes (1991) 230 Cal.App.3d 30, 38.) However, a claim for indemnity or contribution does not accrue until the indemnity claimant suffers loss or damages.  (People ex rel. Dept. of Transportation v. Superior Court (1980) 26 Cal.3d 744, 752 [indemnity action accrues at the time the defendant pays a judgment or settlement as to which he is entitled to indemnity].) 

 

Here, the proposed Cross-Complaint is permissive because Pacific seeks relief against a codefendant and, as Pacific noted on reply, there are not yet damages. (Reply 6:3-10.)

 

Accordingly, this is a permissive Cross-Complaint.

 

Bad Faith 

 

‘‘Bad faith,’ is defined as ‘[t]he opposite of ‘good faith,’ generally implying or involving actual or constructive fraud, or a design to mislead or deceive another, or a neglect or refusal to fulfill some duty or some contractual obligation, not prompted by an honest mistake . . ., but by some interested or sinister motive[,] . . . not simply bad judgment or negligence, but rather . . . the conscious doing of a wrong because of dishonest purpose or moral obliquity; . . . it contemplates a state of mind affirmatively operating with furtive design or ill will.  [Citation.]’  [Citations.]’  [Citation.]”  (Silver Organizations Ltd. v. Frank¿(1990) 217 Cal.App.3d 94,at 100.) 

 

Here, there is no evidence of bad faith. Indeed, Petersen did not raise this in their opposition at all.

 

Accordingly, there is no bad faith.

 

Undue Prejudice 

 

Here, there is no undue prejudice. First, Pacific sought leave to file their Cross-Complaint within four months of Petersen’s appearance. Second, trial is set for March 30, 2026 – 313 days from the hearing on this motion. Delay of trial, without the risk of losing critical evidence or adding costs of trial preparation, is not always sufficiently prejudicial. (See Morgan v. Superior Court (1959) 1972 Cal.App.2d 527, 530-31; Magpali v. Farmers Ins. Grp., Inc. (1996) 48 Cal.App.4th 471, 486-87.) Third, the court is not persuaded by any of Petersen’s futility arguments. In Kittredge Sports Co. v. Superior Court (1989) 213 Cal.App.3d 1045, 1048, the Court of Appeal found that “even if the proposed legal theory is a novel one, the preferable practice would be to permit the amendment and allow the parties to test its legal sufficiency by demurrer, motion for judgment on the pleadings or other appropriate proceedings.” (Internal quotations omitted.) Petersen’s arguments are more appropriate for a demurrer or summary judgment motion, which the court expects will be filed.

 

Accordingly, there is no undue prejudice.

 

Therefore, the court GRANTS Pacific’s motion for leave to file a cross-complaint.

 

CONCLUSION:

 

            For the foregoing reasons, the Court decides the pending motion as follows:

 

1.      Motion for leave to file Cross-Complaint is GRANTED;

2.      Pacific to separately file their proposed Cross-Complaint within 7 days’ notice of this ruling.

Moving party is to give notice.

 

IT IS SO ORDERED.

 

Dated:             May 21, 2025                          __________________________________                                                                                                                Upinder S. Kalra

                                                                                    Judge of the Superior Court

 





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